XML 45 R74.htm IDEA: XBRL DOCUMENT v3.19.3
MORTGAGE BANKING - Economic Assumptions Used to Estimate Value of MSRs (Details) - USD ($)
$ in Millions
9 Months Ended 12 Months Ended
Sep. 30, 2019
Dec. 31, 2018
Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value [Abstract]    
MRS portfolio fair value $ 178 $ 243
Weighted average life (in years) 5 years 7 months 6 days 6 years 6 months
Weighted average constant prepayment rate 11.60% 8.50%
Weighted average discount rate 9.30% 9.30%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]    
MSR portfolio fair value $ 510 $ 600
Weighted average life (in years) 4 years 9 months 18 days 8 years
Weighted average constant prepayment rate 17.60% 8.20%
Weighted average option adjusted spread 3.25% 6.09%
Minimum    
Servicing Assets at Fair Value [Line Items]    
Sensitivity analysis, basis spread 0.50% 0.50%
Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value [Abstract]    
Decline in fair value due to 50 bps decrease in prepayment rate $ 25 $ 24
Decline in fair value due to 50 bps decrease in discount rate 3 5
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]    
Decline in fair value due to 50 bps decrease in prepayment rate 133 68
Decline in fair value due to 50 bps decrease in option adjusted spread $ 9 $ 13
Maximum    
Servicing Assets at Fair Value [Line Items]    
Sensitivity analysis, basis spread 1.00% 1.00%
Servicing Assets And Servicing Liabilities At Amortized Cost, Assumptions Used To Estimate Fair Value [Abstract]    
Decline in fair value due to 100 bps decrease in prepayment rate $ 45 $ 56
Decline in fair value due to 100 bps decrease in discount rate 6 9
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract]    
Decline in fair value due to 100 bps decrease in prepayment rate 263 148
Decline in fair value due to 100 bps decrease in option adjusted spread $ 19 $ 26