BUSINESS OPERATING SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2019

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended September 30, 2019
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$799		$360		($14	)		$1,145
Noninterest income	336		133		24			493
Total revenue	1,135		493		10			1,638
Noninterest expense	718		213		42			973
Profit (loss) before provision for credit losses	417		280		(32		)	665
Provision for credit losses	83		27		(9		)	101
Income (loss) before income tax expense (benefit)	334		253		(23		)	564
Income tax expense (benefit)	83		57		(25		)	115
Net income		$251		$196		$2			$449
Total average assets		$66,365		$55,614		$40,131			$162,110

	As of and for the Three Months Ended September 30, 2018
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$776		$380		($8	)		$1,148
Noninterest income	258		140		18			416
Total revenue	1,034		520		10			1,564
Noninterest expense	686		202		22			910
Profit (loss) before provision for credit losses	348		318		(12		)	654
Provision for credit losses	71		14		(7		)	78
Income (loss) before income tax expense (benefit)	277		304		(5		)	576
Income tax expense (benefit)	70		70		(7		)	133
Net income		$207		$234		$2			$443
Total average assets		$62,974		$52,871		$39,779			$155,624

	As of and for the Nine Months Ended September 30, 2019
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$2,386		$1,103		($18	)		$3,471
Noninterest income	860		432		91			1,383
Total revenue	3,246		1,535		73			4,854
Noninterest expense	2,133		639		89			2,861
Profit (loss) before provision for credit losses	1,113		896		(16		)	1,993
Provision for credit losses	228		73		(18		)	283
Income before income tax expense (benefit)	885		823		2			1,710
Income tax expense (benefit)	219		184		(34		)	369
Net income		$666		$639		$36			$1,341
Total average assets		$65,624		$55,793		$39,927			$161,344

	As of and for the Nine Months Ended September 30, 2018
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$2,268		$1,113		($21	)		$3,360
Noninterest income	708		405		62			1,175
Total revenue	2,976		1,518		41			4,535
Noninterest expense	2,000		610		58			2,668
Profit (loss) before provision for credit losses	976		908		(17		)	1,867
Provision for credit losses	209		19		13			241
Income (loss) before income tax expense (benefit)	767		889		(30		)	1,626
Income tax expense (benefit)	193		203		(26		)	370
Net income (loss)		$574		$686		($4	)		$1,256
Total average assets		$61,857		$51,820		$39,805			$153,482