BUSINESS OPERATING SEGMENTS (Tables)

3 Months Ended

Mar. 31, 2019

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended March 31, 2019
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$788		$372		$—			$1,160
Noninterest income	247		150		31			428
Total revenue	1,035		522		31			1,588
Noninterest expense	700		209		28			937
Profit before provision for credit losses	335		313		3			651
Provision for credit losses	67		21		(3		)	85
Income before income tax expense (benefit)	268		292		6			566
Income tax expense (benefit)	66		65		(4		)	127
Net income		$202		$227		$10			$439
Total average assets		$65,007		$55,630		$39,778			$160,415

	As of and for the Three Months Ended March 31, 2018
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income		$733		$357			$1			$1,091
Noninterest income	222		125			24			371
Total revenue	955		482			25			1,462
Noninterest expense	656		208			19			883
Profit before provision for credit losses	299		274			6			579
Provision for credit losses	72		(4		)	10			78
Income (loss) before income tax expense (benefit)	227		278			(4		)	501
Income tax expense (benefit)	57		63			(7		)	113
Net income		$170		$215			$3			$388
Total average assets		$61,348		$50,393			$39,782			$151,523