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CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
INTEREST INCOME:    
Interest and fees on loans and leases $ 1,381 $ 1,146
Interest and fees on loans held for sale, at fair value 11 4
Interest and fees on other loans held for sale 4 4
Investment securities 166 168
Interest-bearing deposits in banks 8 6
Total interest income 1,570 1,328
INTEREST EXPENSE:    
Deposits 287 145
Federal funds purchased and securities sold under agreements to repurchase 2 1
Other short-term borrowed funds 0 2
Long-term borrowed funds 121 89
Total interest expense 410 237
Net interest income 1,160 1,091
Provision for credit losses 85 78
Net interest income after provision for credit losses 1,075 1,013
NONINTEREST INCOME:    
Service charges and fees 123 124
Card fees 59 61
Capital markets fees 54 39
Trust and investment services fees 47 40
Mortgage banking fees 43 25
Letter of credit and loan fees 33 30
Foreign exchange and interest rate products 36 27
Securities gains, net 8 8
Net impairment losses recognized in earnings on debt securities (1) (1)
Other income 26 18
Total noninterest income 428 371
NONINTEREST EXPENSE:    
Salaries and employee benefits 509 470
Equipment and software expense 125 113
Outside services 110 99
Occupancy 83 81
Other operating expense 110 120
Total noninterest expense 937 883
Income before income tax expense 566 501
Income tax expense 127 113
NET INCOME 439 388
Net income available to common stockholders $ 424 $ 381
Weighted-average common shares outstanding:    
Basic (in Shares) 460,713,172 487,500,618
Diluted (in Shares) 462,520,680 489,266,826
Per common share information:    
Basic earnings (in dollars per share) $ 0.92 $ 0.78
Diluted earnings (in Dollars per Share) $ 0.92 $ 0.78