NONINTEREST INCOME

3 Months Ended

Mar. 31, 2019

Other Income and Expenses [Abstract]

NONINTEREST INCOME

NOTE 14 - NONINTEREST INCOME

Revenues from Contracts with Customers

The following table presents the components of revenue from contracts with customers disaggregated by revenue stream and business operating segment:

	Three Months Ended March 31, 2019						Three Months Ended March 31, 2018
(in millions)	Consumer Banking		Commercial Banking		Consolidated (1)		Consumer Banking		Commercial Banking		Consolidated (1)
Service charges and fees		$97		$26		$123		$98		$26		$124
Card fees	50		9		59		52		9		61
Capital markets fees	—		49		49		—		37		37
Trust and investment services fees	47		—		47		40		—		40
Other banking fees	—		2		2		—		3		3
Total revenue from contracts with customers		$194		$86		$280		$190		$75		$265

⁽¹⁾ There is no revenue from contracts with customers included in Other non-segment operations.

For the three months ended March 31, 2019 and 2018, the Company recognized trailing commissions of $4 million related to services provided in previous reporting periods. Fees from other investment services are recognized at a point in time upon completion of the service.

Revenue from Other Sources

	Three Months Ended March 31,
(in millions)	2019		2018
Bank-owned life insurance		$14		$14