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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
INTEREST INCOME:      
Interest and fees on loans and leases $ 5,010 $ 4,249 $ 3,653
Interest and fees on loans held for sale, at fair value 37 18 15
Interest and fees on other loans held for sale 10 10 6
Investment securities 672 625 584
Interest-bearing deposits in banks 29 18 8
Total interest income 5,758 4,920 4,266
INTEREST EXPENSE:      
Deposits 785 441 270
Federal funds purchased and securities sold under agreements to repurchase 6 3 2
Other short-term borrowed funds 57 31 40
Long-term borrowed funds 378 272 196
Total interest expense 1,226 747 508
Net interest income 4,532 4,173 3,758
Provision for credit losses 326 321 369
Net interest income after provision for credit losses 4,206 3,852 3,389
NONINTEREST INCOME:      
Service charges and fees 513 516 522
Card fees 244 233 203
Capital markets fees 179 194 136
Trust and investment services fees 171 158 146
Mortgage banking fees 152 108 112
Letter of credit and loan fees 128 121 112
Foreign exchange and interest rate products 126 109 103
Securities gains, net 19 11 16
Net securities impairment losses recognized in earnings (3) (7) (12)
Other income 67 91 159
Total noninterest income 1,596 1,534 1,497
NONINTEREST EXPENSE:      
Salaries and employee benefits 1,880 1,766 1,714
Outside services 447 404 377
Occupancy 333 319 307
Equipment expense 275 263 263
Amortization of software 189 180 170
Other operating expense 495 542 521
Total noninterest expense 3,619 3,474 3,352
Income before income tax expense 2,183 1,912 1,534
Income tax expense 462 260 489
NET INCOME 1,721 1,652 1,045
Net income available to common stockholders $ 1,692 $ 1,638 $ 1,031
Weighted-average common shares outstanding:      
Basic (in shares) 478,822,072 502,157,440 522,093,545
Diluted (in shares) 480,430,741 503,685,091 523,930,718
Per common share information:      
Basic earnings (in dollars per share) $ 3.54 $ 3.26 $ 1.97
Diluted earnings (in dollars per share) $ 3.52 $ 3.25 $ 1.97