XML 82 R67.htm IDEA: XBRL DOCUMENT v3.10.0.1
ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Troubled Debt Restructuring (Details)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2018
USD ($)
contract
Sep. 30, 2017
USD ($)
contract
Sep. 30, 2018
USD ($)
contract
Sep. 30, 2017
USD ($)
contract
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification $ 1 $ 0 $ 3 $ 3
Charge-offs Resulting from Modification $ 2 $ 2 $ 3 $ 4
Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 718 744 2,032 2,133
Pre-Modification Outstanding Recorded Investment [1] $ 9 $ 9 $ 24 $ 27
Post-Modification Outstanding Recorded Investment [1] $ 9 $ 9 $ 25 $ 28
Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 97 127 262 316
Pre-Modification Outstanding Recorded Investment [2] $ 13 $ 20 $ 30 $ 57
Post-Modification Outstanding Recorded Investment [2] $ 13 $ 20 $ 30 $ 57
Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 549 685 1,801 1,941
Pre-Modification Outstanding Recorded Investment [3] $ 20 $ 51 $ 248 $ 134
Post-Modification Outstanding Recorded Investment [3] 18 51 246 131
Commercial        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 1
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Commercial | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 1 3 6 7
Pre-Modification Outstanding Recorded Investment [1] $ 0 $ 1 $ 1 $ 2
Post-Modification Outstanding Recorded Investment [1] $ 0 $ 1 $ 1 $ 2
Commercial | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 13 18 24 36
Pre-Modification Outstanding Recorded Investment [2] $ 1 $ 8 $ 2 $ 22
Post-Modification Outstanding Recorded Investment [2] $ 1 $ 7 $ 2 $ 21
Commercial | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 1 8 42 13
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 28 $ 186 $ 64
Post-Modification Outstanding Recorded Investment [3] 0 30 187 65
Commercial | Commercial        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 1
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Commercial | Commercial | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 1 3 6 7
Pre-Modification Outstanding Recorded Investment [1] $ 0 $ 1 $ 1 $ 2
Post-Modification Outstanding Recorded Investment [1] $ 0 $ 1 $ 1 $ 2
Commercial | Commercial | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 13 17 23 35
Pre-Modification Outstanding Recorded Investment [2] $ 1 $ 8 $ 2 $ 22
Post-Modification Outstanding Recorded Investment [2] $ 1 $ 7 $ 2 $ 21
Commercial | Commercial | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 1 7 40 12
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 28 $ 155 $ 64
Post-Modification Outstanding Recorded Investment [3] 0 30 156 65
Commercial | Commercial real estate        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Commercial | Commercial real estate | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 0
Commercial | Commercial real estate | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 1 1 1
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Commercial | Commercial real estate | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0 1 2 1
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 31 $ 0
Post-Modification Outstanding Recorded Investment [3] 0 0 31 0
Retail        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 1 0 3 2
Charge-offs Resulting from Modification $ 2 $ 2 $ 3 $ 4
Retail | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 717 741 2,026 2,126
Pre-Modification Outstanding Recorded Investment [1] $ 9 $ 8 $ 23 $ 25
Post-Modification Outstanding Recorded Investment [1] $ 9 $ 8 $ 24 $ 26
Retail | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 84 109 238 280
Pre-Modification Outstanding Recorded Investment [2] $ 12 $ 12 $ 28 $ 35
Post-Modification Outstanding Recorded Investment [2] $ 12 $ 13 $ 28 $ 36
Retail | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 548 677 1,759 1,928
Pre-Modification Outstanding Recorded Investment [3] $ 20 $ 23 $ 62 $ 70
Post-Modification Outstanding Recorded Investment [3] 18 21 59 66
Retail | Residential mortgages        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification (1) (1) (1) (1)
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Retail | Residential mortgages | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 9 13 32 56
Pre-Modification Outstanding Recorded Investment [1] $ 1 $ 1 $ 3 $ 6
Post-Modification Outstanding Recorded Investment [1] $ 1 $ 2 $ 4 $ 7
Retail | Residential mortgages | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 17 15 47 50
Pre-Modification Outstanding Recorded Investment [2] $ 2 $ 1 $ 6 $ 9
Post-Modification Outstanding Recorded Investment [2] $ 2 $ 2 $ 6 $ 10
Retail | Residential mortgages | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 31 38 117 122
Pre-Modification Outstanding Recorded Investment [3] $ 4 $ 3 $ 14 $ 13
Post-Modification Outstanding Recorded Investment [3] 3 3 14 13
Retail | Home equity loans        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Retail | Home equity loans | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 10 25 32 68
Pre-Modification Outstanding Recorded Investment [1] $ 0 $ 2 $ 2 $ 4
Post-Modification Outstanding Recorded Investment [1] $ 1 $ 1 $ 3 $ 4
Retail | Home equity loans | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 0 1 1
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Retail | Home equity loans | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 40 49 106 192
Pre-Modification Outstanding Recorded Investment [3] $ 2 $ 3 $ 5 $ 11
Post-Modification Outstanding Recorded Investment [3] 2 3 5 11
Retail | Home equity lines of credit        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification $ 0 $ 1 $ 0 $ 1
Retail | Home equity lines of credit | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 27 11 55 41
Pre-Modification Outstanding Recorded Investment [1] $ 3 $ 1 $ 5 $ 2
Post-Modification Outstanding Recorded Investment [1] $ 3 $ 1 $ 5 $ 2
Retail | Home equity lines of credit | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 58 86 147 204
Pre-Modification Outstanding Recorded Investment [2] $ 10 $ 11 $ 21 $ 26
Post-Modification Outstanding Recorded Investment [2] $ 10 $ 11 $ 21 $ 26
Retail | Home equity lines of credit | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 104 110 310 295
Pre-Modification Outstanding Recorded Investment [3] $ 7 $ 6 $ 22 $ 20
Post-Modification Outstanding Recorded Investment [3] 7 7 21 20
Retail | Home equity loans serviced by others        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Retail | Home equity loans serviced by others | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 2 3 3 14
Pre-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 1
Post-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 1
Retail | Home equity loans serviced by others | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Retail | Home equity loans serviced by others | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 5 11 20 41
Pre-Modification Outstanding Recorded Investment [3] $ 1 $ 1 $ 1 $ 2
Post-Modification Outstanding Recorded Investment [3] 1 0 1 1
Retail | Home equity lines of credit serviced by others        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Retail | Home equity lines of credit serviced by others | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 1 0 5 3
Pre-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 0
Retail | Home equity lines of credit serviced by others | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 0 1 2
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Retail | Home equity lines of credit serviced by others | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 8 8 13 21
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 1 $ 0 $ 2
Post-Modification Outstanding Recorded Investment [3] 0 0 0 1
Retail | Automobile        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification $ 2 $ 1 $ 3 $ 3
Retail | Automobile | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 45 28 122 93
Pre-Modification Outstanding Recorded Investment [1] $ 1 $ 1 $ 3 $ 2
Post-Modification Outstanding Recorded Investment [1] $ 0 $ 1 $ 2 $ 2
Retail | Automobile | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 9 8 42 23
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 1 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 1 $ 0
Retail | Automobile | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 315 392 893 1,017
Pre-Modification Outstanding Recorded Investment [3] $ 5 $ 7 $ 15 $ 18
Post-Modification Outstanding Recorded Investment [3] 4 6 13 16
Retail | Education        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 1 0 1 1
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Retail | Education | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 0
Retail | Education | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Retail | Education | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 45 67 296 235
Pre-Modification Outstanding Recorded Investment [3] $ 1 $ 2 $ 5 $ 4
Post-Modification Outstanding Recorded Investment [3] 1 2 5 4
Retail | Credit cards        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 1 1 3 3
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Retail | Credit cards | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 623 661 1,776 1,850
Pre-Modification Outstanding Recorded Investment [1] $ 4 $ 3 $ 10 $ 10
Post-Modification Outstanding Recorded Investment [1] $ 4 $ 3 $ 10 $ 10
Retail | Credit cards | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Retail | Credit cards | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] 0 0 0 0
Retail | Other retail        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 (1)
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Retail | Other retail | Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1] 0 0 1 1
Pre-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [1] $ 0 $ 0 $ 0 $ 0
Retail | Other retail | Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Retail | Other retail | Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0 2 4 5
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
[1] Includes modifications that consist of multiple concessions, one of which is an interest rate reduction.
[2] Includes modifications that consist of multiple concessions, one of which is a maturity extension (unless one of the other concessions was an interest rate reduction).
[3] Includes modifications other than interest rate reductions or maturity extensions, such as lowering scheduled payments for a specified period of time, principal forgiveness, and capitalizing arrearages. Also included are the following: deferrals, trial modifications, certain bankruptcies, loans in forbearance and prepayment plans. Modifications can include the deferral of accrued interest resulting in post modification balances being higher than pre-modification.