REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2018

Banking and Thrift [Abstract]

Schedule of compliance with regulatory capital requirements under banking regulations

The following table presents the Company’s capital and capital ratios under U.S. Basel III Standardized rules. The Company has declared itself as an “AOCI opt-out” institution, which means the Company is not required to recognize in regulatory capital the impacts of net unrealized gains and losses included within AOCI for securities that are available for sale or held to maturity, accumulated net gains and losses on cash-flow hedges, and certain defined benefit pension plan assets.

	Actual				Minimum Capital Adequacy
(in millions, except ratio data)	Amount		Ratio		Amount		Ratio(5)
September 30, 2018
Common equity tier 1 capital(1)		$14,435	10.8	%		$8,495	6.375	%
Tier 1 capital(2)	14,978		11.2		10,493		7.875
Total capital(3)	17,810		13.4		13,158		9.875
Tier 1 leverage(4)	14,978		9.9		6,029		4.000
December 31, 2017
Common equity tier 1 capital(1)		$14,309	11.2	%		$7,342	5.750	%
Tier 1 capital(2)	14,556		11.4		9,258		7.250
Total capital(3)	17,781		13.9		11,812		9.250
Tier 1 leverage(4)	14,556		10.0		5,824		4.000

⁽¹⁾ “Common equity tier 1 capital ratio” represents CET1 capital divided by total risk-weighted assets as defined under U.S. Basel III Standardized approach.

⁽²⁾ “Tier 1 capital ratio” is tier 1 capital, which includes CET1 capital plus non-cumulative perpetual preferred equity that qualifies as additional tier 1 capital, divided by total risk-weighted assets as defined under U.S. Basel III Standardized approach.

⁽³⁾ “Total capital ratio” is total capital divided by total risk-weighted assets as defined under U.S. Basel III Standardized approach.

⁽⁴⁾ “Tier 1 leverage ratio” is tier 1 capital divided by quarterly average total assets as defined under U.S. Basel III Standardized approach.

⁽⁵⁾ “Minimum Capital ratio” includes capital conservation buffer of 1.875% for 2018 and 1.250% for 2017; N/A to Tier 1 leverage.