BUSINESS OPERATING SEGMENTS (Tables)

3 Months Ended

Mar. 31, 2018

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended March 31, 2018
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income		$733		$357			$1			$1,091
Noninterest income	222		125			24			371
Total revenue	955		482			25			1,462
Noninterest expense	656		208			19			883
Profit before provision for credit losses	299		274			6			579
Provision for credit losses	72		(4		)	10			78
Income (loss) before income tax expense (benefit)	227		278			(4		)	501
Income tax expense (benefit)	57		63			(7		)	113
Net income		$170		$215			$3			$388
Total average assets		$61,348		$50,393			$39,782			$151,523

	As of and for the Three Months Ended March 31, 2017
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$638		$346		$21			$1,005
Noninterest income	220		134		25			379
Total revenue	858		480		46			1,384
Noninterest expense	647		190		17			854
Profit before provision for credit losses	211		290		29			530
Provision for credit losses	64		19		13			96
Income before income tax expense (benefit)	147		271		16			434
Income tax expense (benefit)	52		91		(29		)	114
Net income		$95		$180		$45			$320
Total average assets		$58,660		$49,243		$40,883			$148,786