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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST INCOME:      
Interest and fees on loans and leases $ 4,249 $ 3,653 $ 3,211
Interest and fees on loans held for sale, at fair value 18 15 10
Interest and fees on other loans held for sale 10 6 7
Investment securities 625 584 621
Interest-bearing deposits in banks 18 8 5
Total interest income 4,920 4,266 3,854
INTEREST EXPENSE:      
Deposits 441 270 237
Federal funds purchased and securities sold under agreements to repurchase 3 2 16
Other short-term borrowed funds 31 40 67
Long-term borrowed funds 272 196 132
Total interest expense 747 508 452
Net interest income 4,173 3,758 3,402
Provision for credit losses 321 369 302
Net interest income after provision for credit losses 3,852 3,389 3,100
NONINTEREST INCOME:      
Service charges and fees 516 522 500
Card fees 233 203 232
Capital markets fees 194 136 104
Trust and investment services fees 158 146 157
Letter of credit and loan fees 121 112 110
Foreign exchange and interest rate products 109 103 90
Mortgage banking fees 108 112 101
Securities gains, net 11 16 29
Net securities impairment losses recognized in earnings (7) (12) (7)
Other income 91 159 106
Total noninterest income 1,534 1,497 1,422
NONINTEREST EXPENSE:      
Salaries and employee benefits 1,761 1,709 1,636
Outside services 404 377 371
Occupancy 319 307 319
Equipment expense 263 263 257
Amortization of software 180 170 146
Other operating expense 547 526 530
Total noninterest expense 3,474 3,352 3,259
Income before income tax expense 1,912 1,534 1,263
Income tax expense 260 489 423
NET INCOME 1,652 1,045 840
Net income available to common stockholders $ 1,638 $ 1,031 $ 833
Weighted-average common shares outstanding:      
Basic (in shares) 502,157,440 522,093,545 535,599,731
Diluted (in shares) 503,685,091 523,930,718 538,220,898
Per common share information:      
Basic earnings (in dollars per share) $ 3.26 $ 1.97 $ 1.55
Diluted earnings (in dollars per share) 3.25 1.97 1.55
Dividends declared and paid (in dollars per share) $ 0.64 $ 0.46 $ 0.4