BUSINESS SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2017

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended September 30, 2017
(in millions)	Consumer Banking		Commercial Banking		Other		Consolidated
Net interest income		$674		$354		$34		$1,062
Noninterest income	227		136		18		381
Total revenue	901		490		52		1,443
Noninterest expense	648		195		15		858
Profit before provision for credit losses	253		295		37		585
Provision for credit losses	65		—		7		72
Income before income tax expense	188		295		30		513
Income tax expense	66		94		5		165
Net income		$122		$201		$25		$348
Total average assets		$60,012		$49,833		$40,167		$150,012

	As of and for the Three Months Ended September 30, 2016
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$621		$327		($3	)		$945
Noninterest income	229		123		83			435
Total revenue	850		450		80			1,380
Noninterest expense	650		181		36			867
Profit before provision for credit losses	200		269		44			513
Provision for credit losses	57		19		10			86
Income before income tax expense (benefit)	143		250		34			427
Income tax expense (benefit)	51		88		(9		)	130
Net income		$92		$162		$43			$297
Total average assets		$56,689		$47,902		$39,808			$144,399

	As of and for the Nine Months Ended September 30, 2017
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$1,969		$1,044		$80			$3,093
Noninterest income	676		400		54			1,130
Total revenue	2,645		1,444		134			4,223
Noninterest expense	1,939		577		60			2,576
Profit before provision for credit losses	706		867		74			1,647
Provision for credit losses	189		20		29			238
Income before income tax expense (benefit)	517		847		45			1,409
Income tax expense (benefit)	182		279		(38		)	423
Net income		$335		$568		$83			$986
Total average assets		$59,310		$49,604		$40,649			$149,563

	As of and for the Nine Months Ended September 30, 2016
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$1,804		$941		$27			$2,772
Noninterest income	656		344		120			1,120
Total revenue	2,460		1,285		147			3,892
Noninterest expense	1,898		554		53			2,505
Profit before provision for credit losses	562		731		94			1,387
Provision for credit losses	169		27		71			267
Income before income tax expense (benefit)	393		704		23			1,120
Income tax expense (benefit)	140		245		(28		)	357
Net income		$253		$459		$51			$763
Total average assets		$55,825		$46,869		$39,101			$141,795