XML 64 R40.htm IDEA: XBRL DOCUMENT v3.7.0.1
BUSINESS SEGMENTS (Tables)
6 Months Ended
Jun. 30, 2017
Segment Reporting [Abstract]  
Schedule of segment reporting information
 
As of and for the Three Months Ended June 30, 2017
(in millions)
Consumer Banking
 
Commercial Banking
 
Other

 
Consolidated

Net interest income

$657

 

$344

 

$25

 

$1,026

Noninterest income
229

 
130

 
11

 
370

Total revenue
886

 
474

 
36

 
1,396

Noninterest expense
644

 
192

 
28

 
864

Profit before provision for credit losses
242

 
282

 
8

 
532

Provision for credit losses
60

 
1

 
9

 
70

Income (loss) before income tax expense (benefit)
182

 
281

 
(1
)
 
462

Income tax expense (benefit)
64

 
94

 
(14
)
 
144

Net income

$118

 

$187

 

$13

 

$318

Total average assets

$59,244

 

$49,731

 

$40,903

 

$149,878




 
As of and for the Three Months Ended June 30, 2016
(in millions)
Consumer Banking
 
Commercial Banking
 
Other

 
Consolidated

Net interest income

$602

 

$314

 

$7

 

$923

Noninterest income
219

 
122

 
14

 
355

Total revenue
821

 
436

 
21

 
1,278

Noninterest expense
632

 
186

 
9

 
827

Profit before provision for credit losses
189

 
250

 
12

 
451

Provision for credit losses
49

 
(1
)
 
42

 
90

Income (loss) before income tax expense (benefit)
140

 
251

 
(30
)
 
361

Income tax expense (benefit)
50

 
87

 
(19
)
 
118

Net income (loss)

$90

 

$164

 

($11
)
 

$243

Total average assets

$55,660

 

$47,388

 

$39,131

 

$142,179

 
As of and for the Six Months Ended June 30, 2017
(in millions)
Consumer Banking
 
Commercial Banking
 
Other

 
Consolidated

Net interest income

$1,295

 

$690

 

$46

 

$2,031

Noninterest income
449

 
264

 
36

 
749

Total revenue
1,744

 
954

 
82

 
2,780

Noninterest expense
1,291

 
382

 
45

 
1,718

Profit before provision for credit losses
453

 
572

 
37

 
1,062

Provision for credit losses
124

 
20

 
22

 
166

Income before income tax expense (benefit)
329

 
552

 
15

 
896

Income tax expense (benefit)
116

 
185

 
(43
)
 
258

Net income

$213

 

$367

 

$58

 

$638

Total average assets

$58,954

 

$49,488

 

$40,893

 

$149,335


 
As of and for the Six Months Ended June 30, 2016
(in millions)
Consumer Banking
 
Commercial Banking
 
Other

 
Consolidated

Net interest income

$1,183

 

$614

 

$30

 

$1,827

Noninterest income
427

 
221

 
37

 
685

Total revenue
1,610

 
835

 
67

 
2,512

Noninterest expense
1,248

 
373

 
17

 
1,638

Profit before provision for credit losses
362

 
462

 
50

 
874

Provision for credit losses
112

 
8

 
61

 
181

Income (loss) before income tax expense (benefit)
250

 
454

 
(11
)
 
693

Income tax expense (benefit)
89

 
157

 
(19
)
 
227

Net income

$161

 

$297

 

$8

 

$466

Total average assets

$55,388

 

$46,346

 

$38,745

 

$140,479