REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2016

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following table presents the Company’s capital and capital ratios under Basel III Transitional rules as of December 31, 2016 and 2015, respectively. Certain Basel III requirements are subject to phase-in through 2019, which are used in this report of actual regulatory ratios. In addition, the Company has declared itself as an “AOCI opt-out” institution, which means the Company is not required to recognize within regulatory capital the impacts of net unrealized gains and losses included within AOCI for available for sale securities, accumulated net gains and losses on cash-flow hedges, net gains and losses on certain defined benefit pension plan assets, and net unrealized gains and losses on securities held to maturity.



	Transitional Basel III
									FDIA Requirements
	Actual				Minimum Capital Adequacy				Classification as Well-capitalized⁽⁶⁾
(dollars in millions)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2016
Common equity tier 1 capital ^{(1) (5)}		$13,822	11.2	%		$6,348	5.125	%		$8,051	6.5	%
Tier 1 capital ^{(2) (5)}	14,069		11.4		8,206		6.625		9,909		8.0
Total capital ⁽³⁾⁽⁵⁾	17,347		14.0		10,683		8.625		12,386		10.0
Tier 1 leverage ⁽⁴⁾	14,069		9.9		5,667		4.000		7,084		5.0
As of December 31, 2015
Common equity tier 1 capital ⁽¹⁾		$13,389	11.7	%		$5,134	4.5	%		$7,415	6.5	%
Tier 1 capital ⁽²⁾	13,636		12.0		6,845		6.0		9,127		8.0
Total capital ⁽³⁾	17,505		15.3		9,127		8.0		11,408		10.0
Tier 1 leverage ⁽⁴⁾	13,636		10.5		5,218		4.0		6,523		5.0

⁽¹⁾“Common equity tier 1 capital ratio” represents CET1 capital divided by total risk-weighted assets as defined under Basel III Standardized approach.

⁽²⁾“Tier 1 capital ratio” is tier 1 capital, which includes CET1 capital plus non-cumulative perpetual preferred equity that qualifies as additional tier 1 capital, divided by total risk-weighted assets as defined under Basel III Standardized approach.

⁽³⁾“Total capital ratio” is total capital divided by total risk-weighted assets as defined under Basel III Standardized approach.

⁽⁴⁾ “Tier 1 leverage ratio” is tier 1 capital divided by quarterly average total assets as defined under Basel III Standardized approach.

⁽⁵⁾“Minimum Capital ratio” for 2016 includes capital conservation buffer of 0.625%.

⁽⁶⁾ Presented for informational purposes. Prompt corrective action provisions apply only to insured depository institutions-in our case CBNA and CBPA.