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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
INTEREST INCOME:      
Interest and fees on loans and leases $ 3,653 $ 3,211 $ 3,012
Interest and fees on loans held for sale, at fair value 15 10 5
Interest and fees on other loans held for sale 6 7 23
Investment securities 584 621 619
Interest-bearing deposits in banks 8 5 5
Total interest income 4,266 3,854 3,664
INTEREST EXPENSE:      
Deposits 270 237 156
Deposits held for sale 0 0 4
Federal funds purchased and securities sold under agreements to repurchase 2 16 32
Other short-term borrowed funds 40 67 89
Long-term borrowed funds 196 132 82
Total interest expense 508 452 363
Net interest income 3,758 3,402 3,301
Provision for credit losses 369 302 319
Net interest income after provision for credit losses 3,389 3,100 2,982
NONINTEREST INCOME:      
Service charges and fees 599 575 574
Card fees 203 232 233
Trust and investment services fees 146 157 158
Mortgage banking fees 112 101 71
Capital markets fees 125 88 91
Foreign exchange and letter of credit fees 90 90 95
Bank-owned life insurance income 54 56 49
Securities gains, net 16 29 28
Net securities impairment losses recognized in earnings (12) (7) (10)
Other income 164 101 389
Total noninterest income 1,497 1,422 1,678
NONINTEREST EXPENSE:      
Salaries and employee benefits 1,709 1,636 1,678
Outside services 377 371 420
Occupancy 307 319 326
Equipment expense 263 257 250
Amortization of software 170 146 145
Other operating expense 526 530 573
Total noninterest expense 3,352 3,259 3,392
Income before income tax expense 1,534 1,263 1,268
Income tax expense 489 423 403
NET INCOME 1,045 840 865
Net income available to common stockholders $ 1,031 $ 833 $ 865
Weighted-average common shares outstanding:      
Basic (in shares) 522,093,545 535,599,731 556,674,146
Diluted (in shares) 523,930,718 538,220,898 557,724,936
Per common share information:      
Basic earnings (in dollars per share) $ 1.97 $ 1.55 $ 1.55
Diluted earnings (in dollars per share) 1.97 1.55 1.55
Dividends declared and paid (in dollars per share) $ 0.46 $ 0.4 $ 1.43