DEPOSITS

The major components of deposits are presented below:



	December 31,
(in millions)	2016		2015
Demand		$28,472		$27,649
Checking with interest	20,714		17,921
Regular savings	8,964		8,218
Money market accounts	38,176		36,727
Term deposits	13,478		12,024
Total deposits		$109,804		$102,539

The maturity distribution of term deposits as of December 31, 2016 is presented below:



Year	(in millions)
2017		$11,402
2018	1,428
2019	214
2020	325
2021	103
2022 and thereafter	6
Total		$13,478

Of these deposits, the amount of term deposits with a denomination of $100,000 or more was $8.2 billion at December 31, 2016. The remaining maturities of these deposits are presented below:



	(in millions)
Three months or less		$3,531
After three months through six months	1,152
After six months through twelve months	2,671
After twelve months	850
Total term deposits		$8,204