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INCOME TAXES - Effective Income Tax Reconciliation (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Amount      
U.S. Federal income tax expense $ 537 $ 442 $ 444
Increase (decrease) resulting from:      
State and local income taxes (net of federal benefit) 38 27 22
Bank-owned life insurance (19) (20) (17)
Tax-exempt interest (19) (17) (15)
Tax advantaged investments (including related credits) (31) (16) (27)
Other tax credits (14) 0 0
Non-deductible expenses 0 8 0
Other (3) (1) (4)
Income tax expense (benefit) $ 489 $ 423 $ 403
Rate      
U.S. Federal income tax rate 35.00% 35.00% 35.00%
Increase (decrease) resulting from:      
State and local income taxes (net of federal benefit) 2.50% 2.10% 1.70%
Bank-owned life insurance (1.20%) (1.60%) (1.30%)
Tax-exempt interest (1.30%) (1.30%) (1.20%)
Tax advantaged investments (including related credits) (2.00%) (1.20%) (2.10%)
Other tax credits (0.90%) (0.00%) (0.00%)
Non-deductible expenses 0.00% 0.60% 0.00%
Other (0.20%) (0.10%) (0.30%)
Total income tax expense and tax rate 31.90% 33.50% 31.80%