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INCOME TAXES - Narrative (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Dec. 31, 2015
Income Tax Disclosure [Abstract]          
Income tax expense $ 130 $ 115 $ 357 $ 313  
Effective income tax rate 30.50% 34.10% 31.90% 33.50%  
Federal income tax rate     35.00% 35.00%  
Deferred taxes, net $ 994   $ 994   $ 730