XML 76 R59.htm IDEA: XBRL DOCUMENT v3.5.0.2
ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Changes in Allowance for Credit Losses (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance     $ 1,216  
Provision charged to income     267 $ 211
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance $ 1,240   1,240  
Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 1,246 $ 1,201 1,216 1,195
Charge-offs (145) (120) (384) (356)
Recoveries 62 45 153 149
Net (charge-offs) recoveries (83) (75) (231) (207)
Sales/Other   2   0
Provision charged to income 77 73 255 213
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 1,240 1,201 1,240 1,201
Allowance for loan and lease losses | Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 676 565 596 544
Charge-offs (33) (11) (53) (32)
Recoveries 14 6 23 42
Net (charge-offs) recoveries (19) (5) (30) 10
Sales/Other   0   0
Provision charged to income (2) 15 89 21
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 655 575 655 575
Allowance for loan and lease losses | Retail        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 570 636 620 651
Charge-offs (112) (109) (331) (324)
Recoveries 48 39 130 107
Net (charge-offs) recoveries (64) (70) (201) (217)
Sales/Other   2   0
Provision charged to income 79 58 166 192
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 585 626 585 626
Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 61 56 58 61
Credit for unfunded lending commitments 9 3 12 (2)
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 70 59 70 59
Reserve for unfunded lending commitments | Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 61 56 58 61
Credit for unfunded lending commitments 9 3 12 (2)
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 70 59 70 59
Reserve for unfunded lending commitments | Retail        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 0 0 0 0
Credit for unfunded lending commitments 0 0 0 0
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 0 0 0 0
Allowance for loan and lease losses and reserve for off-balance sheet activities, total        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 1,310 1,260 1,310 1,260
Allowance for loan and lease losses and reserve for off-balance sheet activities, total | Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 725 634 725 634
Allowance for loan and lease losses and reserve for off-balance sheet activities, total | Retail        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance $ 585 $ 626 $ 585 $ 626