OTHER OPERATING EXPENSE (Tables)

9 Months Ended

Sep. 30, 2016

Other Income and Expenses [Abstract]

Schedule of other operating expense

The following table presents the details of other operating expense:

	Three Months Ended September 30,				Nine Months Ended September 30,
(in millions)	2016		2015		2016		2015
Deposit insurance		$32		$28		$87		$88
Promotional expense	24		25		73		76
Other	88		80		227		241
Other operating expense		$144		$133		$387		$405