BUSINESS SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2016

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended September 30, 2016
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income (expense)		$621		$327		($3	)		$945
Noninterest income	229		123		83			435
Total revenue	850		450		80			1,380
Noninterest expense	650		181		36			867
Profit before provision for credit losses	200		269		44			513
Provision for credit losses	57		19		10			86
Income before income tax expense (benefit)	143		250		34			427
Income tax expense (benefit)	51		88		(9		)	130
Net income		$92		$162		$43			$297
Total average assets		$56,689		$47,902		$39,808			$144,399

	As of and for the Three Months Ended September 30, 2015
(in millions)	Consumer Banking		Commercial Banking		Other		Consolidated
Net interest income		$556		$299		$1		$856
Noninterest income	235		100		18		353
Total revenue	791		399		19		1,209
Noninterest expense	623		175		—		798
Profit before provision for credit losses	168		224		19		411
Provision for credit losses	64		3		9		76
Income before income tax expense (benefit)	104		221		10		335
Income tax expense	36		76		3		115
Net income		$68		$145		$7		$220
Total average assets		$53,206		$43,113		$38,784		$135,103

	As of and for the Nine Months Ended September 30, 2016
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$1,804		$941		$27			$2,772
Noninterest income	656		344		120			1,120
Total revenue	2,460		1,285		147			3,892
Noninterest expense	1,898		554		53			2,505
Profit before provision for credit losses	562		731		94			1,387
Provision for credit losses	169		27		71			267
Income before income tax expense (benefit)	393		704		23			1,120
Income tax expense (benefit)	140		245		(28		)	357
Net income		$253		$459		$51			$763
Total average assets		$55,825		$46,869		$39,101			$141,795

	As of and for the Nine Months Ended September 30, 2015
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income		$1,633		$861			$38			$2,532
Noninterest income	684		308			68			1,060
Total revenue	2,317		1,169			106			3,592
Noninterest expense	1,832		529			88			2,449
Profit before provision for credit losses	485		640			18			1,143
Provision for credit losses	187		(11		)	35			211
Income (loss) before income tax expense (benefit)	298		651			(17		)	932
Income tax expense (benefit)	103		224			(14		)	313
Net income (loss)		$195		$427			($3	)		$619
Total average assets		$52,438		$42,451			$39,766			$134,655