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INCOME TAXES - Narrative (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Dec. 31, 2015
Income Tax Disclosure [Abstract]          
Income tax expense $ 118 $ 92 $ 227 $ 198  
Effective income tax rate 32.60% 32.70% 32.70% 33.20%  
Federal income tax rate     35.00% 35.00%  
Deferred taxes, net $ 961   $ 961   $ 730