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ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Troubled Debt Restructuring (Details)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2016
USD ($)
contract
Jun. 30, 2015
USD ($)
contract
Jun. 30, 2016
USD ($)
contract
Jun. 30, 2015
USD ($)
contract
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification $ 1 $ 2 $ 1 $ 2
Charge-offs Resulting from Modification 1 1 1 4
Commercial Banking        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 (1) (1)
Charge-offs Resulting from Modification 0 0 0 0
Commercial        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 (1) (1)
Charge-offs Resulting from Modification 0 0 0 0
Commercial real estate        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification 0 0 0 0
Retail        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 1 2 2 3
Charge-offs Resulting from Modification 1 1 1 4
Residential mortgages        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 (1)
Charge-offs Resulting from Modification 0 0 0 0
Home equity loans        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification (1) 0 (1) 0
Charge-offs Resulting from Modification 0 0 0 0
Home equity lines of credit        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification 0 1 0 2
Home equity loans serviced by others        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification [1] 0 0 0 0
Charge-offs Resulting from Modification [1] 0 0 0 1
Home equity lines of credit serviced by others        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification [1] 0 0 0 0
Charge-offs Resulting from Modification [1] 0 0 0 0
Automobile        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification 1 0 1 1
Student        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 1 1 2 3
Charge-offs Resulting from Modification 0 0 0 0
Credit cards        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 1 1 1 1
Charge-offs Resulting from Modification 0 0 0 0
Other retail        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification $ 0 $ 0 $ 0 $ 0
Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 615 706 1,216 1,409
Pre-Modification Outstanding Recorded Investment [2] $ 5 $ 9 $ 15 $ 23
Post-Modification Outstanding Recorded Investment [2] $ 5 $ 9 $ 15 $ 23
Interest Rate Reduction | Commercial Banking        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 3 7 8 15
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 1 $ 1 $ 3
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 1 $ 1 $ 3
Interest Rate Reduction | Commercial        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 3 7 8 14
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 1 $ 1 $ 3
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 1 $ 1 $ 3
Interest Rate Reduction | Commercial real estate        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 0 0 1
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Interest Rate Reduction | Retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 612 699 1,208 1,394
Pre-Modification Outstanding Recorded Investment [2] $ 5 $ 8 $ 14 $ 20
Post-Modification Outstanding Recorded Investment [2] $ 5 $ 8 $ 14 $ 20
Interest Rate Reduction | Residential mortgages        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 3 20 25 53
Pre-Modification Outstanding Recorded Investment [2] $ 1 $ 3 $ 4 $ 9
Post-Modification Outstanding Recorded Investment [2] $ 1 $ 3 $ 4 $ 9
Interest Rate Reduction | Home equity loans        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 15 26 29 47
Pre-Modification Outstanding Recorded Investment [2] $ 1 $ 1 $ 2 $ 2
Post-Modification Outstanding Recorded Investment [2] $ 1 $ 1 $ 2 $ 2
Interest Rate Reduction | Home equity lines of credit        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 6 0 13 0
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 1 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 1 $ 0
Interest Rate Reduction | Home equity loans serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[2] 3 5 6 22
Pre-Modification Outstanding Recorded Investment [1],[2] $ 0 $ 0 $ 0 $ 1
Post-Modification Outstanding Recorded Investment [1],[2] $ 0 $ 0 $ 0 $ 1
Interest Rate Reduction | Home equity lines of credit serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[2] 2   2 0
Pre-Modification Outstanding Recorded Investment [1],[2] $ 0   $ 0 $ 0
Post-Modification Outstanding Recorded Investment [1],[2] $ 0   $ 0 $ 0
Interest Rate Reduction | Automobile        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 30 18 51 38
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 1 $ 1 $ 1
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 1 $ 1 $ 1
Interest Rate Reduction | Student        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0   0 0
Pre-Modification Outstanding Recorded Investment [2] $ 0   $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0   $ 0 $ 0
Interest Rate Reduction | Credit cards        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 552 630 1,081 1,234
Pre-Modification Outstanding Recorded Investment [2] $ 3 $ 3 $ 6 $ 7
Post-Modification Outstanding Recorded Investment [2] $ 3 $ 3 $ 6 $ 7
Interest Rate Reduction | Other retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 1   1 0
Pre-Modification Outstanding Recorded Investment [2] $ 0   $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0   $ 0 $ 0
Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 73 95 146 174
Pre-Modification Outstanding Recorded Investment [3] $ 10 $ 15 $ 19 $ 32
Post-Modification Outstanding Recorded Investment [3] $ 10 $ 15 $ 19 $ 32
Maturity Extension | Commercial Banking        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 28 36 54 64
Pre-Modification Outstanding Recorded Investment [3] $ 4 $ 2 $ 8 $ 12
Post-Modification Outstanding Recorded Investment [3] $ 4 $ 2 $ 8 $ 12
Maturity Extension | Commercial        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 28 36 54 64
Pre-Modification Outstanding Recorded Investment [3] $ 4 $ 2 $ 8 $ 12
Post-Modification Outstanding Recorded Investment [3] $ 4 $ 2 $ 8 $ 12
Maturity Extension | Commercial real estate        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Maturity Extension | Retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 45 59 92 110
Pre-Modification Outstanding Recorded Investment [3] $ 6 $ 13 $ 11 $ 20
Post-Modification Outstanding Recorded Investment [3] $ 6 $ 13 $ 11 $ 20
Maturity Extension | Residential mortgages        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 10 9 16 19
Pre-Modification Outstanding Recorded Investment [3] $ 2 $ 2 $ 3 $ 4
Post-Modification Outstanding Recorded Investment [3] $ 2 $ 2 $ 3 $ 4
Maturity Extension | Home equity loans        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 21 49 37 86
Pre-Modification Outstanding Recorded Investment [3] $ 2 $ 11 $ 4 $ 16
Post-Modification Outstanding Recorded Investment [3] $ 2 $ 11 $ 4 $ 16
Maturity Extension | Home equity lines of credit        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 8 0 27 3
Pre-Modification Outstanding Recorded Investment [3] $ 1 $ 0 $ 3 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 1 $ 0 $ 3 $ 0
Maturity Extension | Home equity loans serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[3] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [1],[3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [1],[3] $ 0 $ 0 $ 0 $ 0
Maturity Extension | Home equity lines of credit serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[3] 3   4 0
Pre-Modification Outstanding Recorded Investment [1],[3] $ 1   $ 1 $ 0
Post-Modification Outstanding Recorded Investment [1],[3] $ 1   $ 1 $ 0
Maturity Extension | Automobile        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 3 1 8 2
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Maturity Extension | Student        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0   0 0
Pre-Modification Outstanding Recorded Investment [3] $ 0   $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0   $ 0 $ 0
Maturity Extension | Credit cards        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Maturity Extension | Other retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0   0 0
Pre-Modification Outstanding Recorded Investment [3] $ 0   $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0   $ 0 $ 0
Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 742 805 1,336 1,945
Pre-Modification Outstanding Recorded Investment [4] $ 48 $ 28 $ 93 $ 73
Post-Modification Outstanding Recorded Investment [4] $ 47 $ 27 $ 91 $ 69
Other | Commercial Banking        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 4 3 9 5
Pre-Modification Outstanding Recorded Investment [4] $ 20 $ 0 $ 41 $ 6
Post-Modification Outstanding Recorded Investment [4] $ 21 $ 0 $ 41 $ 6
Other | Commercial        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 4 3 9 4
Pre-Modification Outstanding Recorded Investment [4] $ 20 $ 0 $ 41 $ 2
Post-Modification Outstanding Recorded Investment [4] $ 21 $ 0 $ 41 $ 2
Other | Commercial real estate        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 0 0 0 1
Pre-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 4
Post-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 4
Other | Retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 738 802 1,327 1,940
Pre-Modification Outstanding Recorded Investment [4] $ 28 $ 28 $ 52 $ 67
Post-Modification Outstanding Recorded Investment [4] $ 26 $ 27 $ 50 $ 63
Other | Residential mortgages        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 67 42 131 106
Pre-Modification Outstanding Recorded Investment [4] $ 7 $ 4 $ 15 $ 10
Post-Modification Outstanding Recorded Investment [4] $ 7 $ 4 $ 15 $ 10
Other | Home equity loans        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 94 97 181 294
Pre-Modification Outstanding Recorded Investment [4] $ 5 $ 7 $ 11 $ 17
Post-Modification Outstanding Recorded Investment [4] $ 5 $ 7 $ 11 $ 17
Other | Home equity lines of credit        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 92 78 124 213
Pre-Modification Outstanding Recorded Investment [4] $ 6 $ 5 $ 8 $ 14
Post-Modification Outstanding Recorded Investment [4] $ 6 $ 5 $ 8 $ 12
Other | Home equity loans serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[4] 16 25 34 71
Pre-Modification Outstanding Recorded Investment [1],[4] $ 0 $ 1 $ 1 $ 3
Post-Modification Outstanding Recorded Investment [1],[4] $ 0 $ 1 $ 1 $ 3
Other | Home equity lines of credit serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[4] 5 15 13 22
Pre-Modification Outstanding Recorded Investment [1],[4] $ 1 $ 1 $ 1 $ 1
Post-Modification Outstanding Recorded Investment [1],[4] $ 0 $ 1 $ 0 $ 1
Other | Automobile        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 348 172 539 469
Pre-Modification Outstanding Recorded Investment [4] $ 7 $ 3 $ 10 $ 8
Post-Modification Outstanding Recorded Investment [4] $ 6 $ 2 $ 9 $ 6
Other | Student        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 111 369 297 750
Pre-Modification Outstanding Recorded Investment [4] $ 2 $ 7 $ 6 $ 14
Post-Modification Outstanding Recorded Investment [4] $ 2 $ 7 $ 6 $ 14
Other | Credit cards        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 0
Other | Other retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 5 4 8 15
Pre-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 0
[1] The Company’s SBO portfolio consists of purchased home equity loans and lines that were originally serviced by others. The Company now services a portion of this portfolio internally.
[2] Includes modifications that consist of multiple concessions, one of which is an interest rate reduction.
[3] Includes modifications that consist of multiple concessions, one of which is a maturity extension (unless one of the other concessions was an interest rate reduction).
[4] Includes modifications other than interest rate reductions or maturity extensions, such as lowering scheduled payments for a specified period of time, principal forbearance, capitalizing arrearages, and principal forgiveness. Also included are the following: deferrals, trial modifications, certain bankruptcies, loans in forbearance and prepayment plans. Modifications can include the deferral of accrued interest resulting in post modification balances being higher than pre-modification.