BUSINESS SEGMENTS (Tables)

6 Months Ended

Jun. 30, 2016

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended June 30, 2016
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income		$602		$314			$7			$923
Noninterest income	219		122			14			355
Total revenue	821		436			21			1,278
Noninterest expense	632		186			9			827
Profit before provision for credit losses	189		250			12			451
Provision for credit losses	49		(1		)	42			90
Income (loss) before income tax expense (benefit)	140		251			(30		)	361
Income tax expense (benefit)	50		87			(19		)	118
Net income (loss)		$90		$164			($11	)		$243
Total average assets		$55,660		$47,388			$39,131			$142,179

	As of and for the Three Months Ended June 30, 2015
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$544		$286		$10			$840
Noninterest income	230		108		22			360
Total revenue	774		394		32			1,200
Noninterest expense	613		181		47			841
Profit (loss) before provision for credit losses	161		213		(15		)	359
Provision for credit losses	60		7		10			77
Income (loss) before income tax expense (benefit)	101		206		(25		)	282
Income tax expense (benefit)	35		71		(14		)	92
Net income (loss)		$66		$135		($11	)		$190
Total average assets		$52,489		$42,617		$40,415			$135,521

	As of and for the Six Months Ended June 30, 2016
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$1,183		$614		$30			$1,827
Noninterest income	427		221		37			685
Total revenue	1,610		835		67			2,512
Noninterest expense	1,248		373		17			1,638
Profit before provision for credit losses	362		462		50			874
Provision for credit losses	112		8		61			181
Income (loss) before income tax expense (benefit)	250		454		(11		)	693
Income tax expense (benefit)	89		157		(19		)	227
Net income		$161		$297		$8			$466
Total average assets		$55,388		$46,346		$38,745			$140,479

	As of and for the Six Months Ended June 30, 2015
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income		$1,077		$562			$37			$1,676
Noninterest income	449		208			50			707
Total revenue	1,526		770			87			2,383
Noninterest expense	1,209		354			88			1,651
Profit (loss) before provision for credit losses	317		416			(1		)	732
Provision for credit losses	123		(14		)	26			135
Income (loss) before income tax expense (benefit)	194		430			(27		)	597
Income tax expense (benefit)	67		148			(17		)	198
Net income (loss)		$127		$282			($10	)		$399
Total average assets		$52,048		$42,114			$40,267			$134,429