LOANS AND LEASES (Tables)

6 Months Ended

Jun. 30, 2016

Receivables [Abstract]

Schedule of loans and leases

A summary of the loans and leases portfolio follows:

(in millions)	June 30, 2016		December 31, 2015
Commercial		$35,927		$33,264
Commercial real estate	9,825		8,971
Leases	3,805		3,979
Total commercial	49,557		46,214
Residential mortgages	13,855		13,318
Home equity loans	2,177		2,557
Home equity lines of credit	14,418		14,674
Home equity loans serviced by others (1)	860		986
Home equity lines of credit serviced by others (1)	273		389
Automobile	14,075		13,828
Student	5,516		4,359
Credit cards	1,613		1,634
Other retail	1,207		1,083
Total retail	53,994		52,828
Total loans and leases (2) (3)		$103,551		$99,042

⁽¹⁾ The Company’s SBO portfolio consists of purchased home equity loans and lines that were originally serviced by others. The Company now services a portion of this portfolio internally.

⁽²⁾ Excluded from the table above are loans held for sale totaling $850 million and $365 million as of June 30, 2016 and December 31, 2015, respectively.

⁽³⁾ Mortgage loans serviced for others by the Company’s subsidiaries are not included above and amounted to $17.2 billion and $17.6 billion at June 30, 2016 and December 31, 2015, respectively.