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CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
INTEREST INCOME:    
Interest and fees on loans and leases $ 868 $ 779
Interest and fees on loans held for sale, at fair value 3 2
Interest and fees on other loans held for sale 1 1
Investment securities 145 159
Interest-bearing deposits in banks 2 1
Total interest income 1,019 942
INTEREST EXPENSE:    
Deposits 60 52
Federal funds purchased and securities sold under agreements to repurchase 1 7
Other short-term borrowed funds 11 15
Long-term borrowed funds (RBS balances of $11 and $20, respectively) 43 32
Total interest expense 115 106
Net interest income 904 836
Provision for credit losses 91 58
Net interest income after provision for credit losses 813 778
NONINTEREST INCOME:    
Service charges and fees 144 135
Card fees 50 52
Trust and investment services fees 37 36
Capital markets fees 22 22
Foreign exchange and letter of credit fees 21 23
Mortgage banking fees 18 33
Bank-owned life insurance income 13 12
Securities gains, net 9 8
Net securities impairment losses recognized in earnings (1) (1)
Other income 17 27
Total noninterest income 330 347
NONINTEREST EXPENSE:    
Salaries and employee benefits 425 419
Outside services 91 79
Occupancy 76 80
Equipment expense 65 63
Amortization of software 39 36
Other operating expense 115 133
Total noninterest expense 811 810
Income before income tax expense 332 315
Income tax expense 109 106
NET INCOME 223 209
Net income available to common stockholders $ 216 $ 209
Weighted-average common shares outstanding:    
Basic (in Shares) 528,070,648 546,291,363
Diluted (in Shares) 530,446,188 549,798,717
Per common share information:    
Basic earnings (in Dollars per Share) $ 0.41 $ 0.38
Diluted earnings (in Dollars per Share) 0.41 0.38
Dividends declared and paid (in Dollars per Share) $ 0.10 $ 0.10