BUSINESS SEGMENTS (Tables)

12 Months Ended

Dec. 31, 2015

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Year Ended December 31, 2015
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income		$2,198		$1,162			$42			$3,402
Noninterest income	910		415			97			1,422
Total revenue	3,108		1,577			139			4,824
Noninterest expense	2,456		709			94			3,259
Profit before provision for credit losses	652		868			45			1,565
Provision for credit losses	252		(13		)	63			302
Income before income tax expense (benefit)	400		881			(18		)	1,263
Income tax expense (benefit)	138		302			(17		)	423
Net income (loss)		$262		$579			($1	)		$840
Total average assets		$52,848		$42,800			$39,422			$135,070

	As of and for the Year Ended December 31, 2014
(in millions)	Consumer Banking		Commercial Banking			Other		Consolidated
Net interest income		$2,151		$1,073			$77		$3,301
Noninterest income	899		429			350		1,678
Total revenue	3,050		1,502			427		4,979
Noninterest expense	2,513		652			227		3,392
Profit before provision for credit losses	537		850			200		1,587
Provision for credit losses	259		(6		)	66		319
Income before income tax expense	278		856			134		1,268
Income tax expense	96		295			12		403
Net income	182		561			122		865
Total average assets		$48,939		$38,483			$40,202		$127,624

	As of and for the Year Ended December 31, 2013
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income (expense)		$2,176		$1,031			($149	)		$3,058
Noninterest income	1,025		389			218			1,632
Total revenue	3,201		1,420			69			4,690
Noninterest expense	2,522		635			4,522			7,679
Profit (loss) before provision for credit losses	679		785			(4,453		)	(2,989		)
Provision for credit losses	308		(7		)	178			479
Income (loss) before income tax expense (benefit)	371		792			(4,631		)	(3,468		)
Income tax expense (benefit)	129		278			(449		)	(42		)
Net income (loss)	242		514			(4,182		)	(3,426		)
Total average assets		$46,465		$35,229			$39,172			$120,866