DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2015

Banking and Thrift [Abstract]

Schedule of the major components of deposits

The major components of deposits are as follows:

	December 31,
(in millions)	2015		2014
Demand		$27,649		$26,086
Checking with interest	17,921		16,394
Regular savings	8,218		7,824
Money market accounts	36,727		33,345
Term deposits	12,024		12,058
Total deposits		$102,539		$95,707

Schedule of maturity distribution of term deposits

The maturity distribution of term deposits as of December 31, 2015 is as follows:

Year	(in millions)
2016		$9,994
2017	1,309
2018	428
2019	183
2020	104
2021 and thereafter	6
Total		$12,024

Schedule of maturities of term deposits greater than $100,000

The remaining maturities of these deposits are as follows:

	(in millions)
Three months or less		$3,136
After three months through six months	1,145
After six months through twelve months	1,329
After twelve months	675
Total term deposits		$6,285