DEPOSITS

The major components of deposits are as follows:



	December 31,
(in millions)	2015		2014
Demand		$27,649		$26,086
Checking with interest	17,921		16,394
Regular savings	8,218		7,824
Money market accounts	36,727		33,345
Term deposits	12,024		12,058
Total deposits		$102,539		$95,707

The maturity distribution of term deposits as of December 31, 2015 is as follows:



Year	(in millions)
2016		$9,994
2017	1,309
2018	428
2019	183
2020	104
2021 and thereafter	6
Total		$12,024

Of these deposits, the amount of term deposits with a denomination of $100,000 or more was $6.3 billion at December 31, 2015. The remaining maturities of these deposits are as follows:



	(in millions)
Three months or less		$3,136
After three months through six months	1,145
After six months through twelve months	1,329
After twelve months	675
Total term deposits		$6,285