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REGULATORY MATTERS - Capital and Capital Ratio Information (Details) - USD ($)
$ in Millions
Dec. 31, 2015
Dec. 31, 2014
Common Equity Tier 1 to Risk-Weighted Assets (Amount)    
Actual [1] $ 13,389  
Minimum Capital Adequacy [1] 5,134  
Classification as Well-capitalized [1] $ 7,415  
Common Equity Tier 1 to Risk-Weighted Assets (Ratio)    
Actual [1] 11.70%  
Minimum Capital Adequacy [1] 4.50%  
Classification as Well-capitalized [1] 6.50%  
Tier 1 Common Equity to Risk-Weighted Assets    
Tier 1 Common Equity [1]   $ 13,173
Tier One Common Equity To Risk Weighted Assets [1]   12.40%
Tier 1 Capital to Risk-Weighted Assets (Amount)    
Actual [2] $ 13,636 $ 13,173
Minimum Capital Adequacy [2] 6,845 4,239
Classification as Well-capitalized [2] $ 9,127 $ 6,358
Tier 1 Capital to Risk-Weighted Assets (Ratio)    
Actual [2] 12.00% 12.40%
Minimum Capital Adequacy [2] 6.00% 4.00%
Classification as Well-capitalized [2] 8.00% 6.00%
Total Capital to Risk-Weighted Assets (Amount)    
Actual [3] $ 17,505 $ 16,781
Minimum Capital Adequacy [3] 9,127 8,477
Classification as Well-capitalized [3] $ 11,408 $ 10,596
Total Capital to Risk-Weighted Assets (Ratio)    
Actual [3] 15.30% 15.80%
Minimum Capital Adequacy [3] 8.00% 8.00%
Classification as Well-capitalized [3] 10.00% 10.00%
Tier 1 Capital to Average Assets (Leverage) (Amount)    
Actual [4] $ 13,636 $ 13,173
Minimum Capital Adequacy [4] 5,218 4,982
Classification as Well-capitalized [4] $ 6,523 $ 6,227
Tier 1 Capital to Average Assets (Leverage) (Ratio)    
Actual [4] 10.50% 10.60%
Minimum Capital Adequacy [4] 4.00% 4.00%
Classification as Well-capitalized [4] 5.00% 5.00%
[1] CET1 under Basel III replaced the concept of tier 1 common capital that existed under Basel I effective January 1, 2015. “Common equity tier 1 capital ratio” as of December 31, 2015 represents CET1 divided by total risk-weighted assets as defined under Basel III Standardized approach. The “tier 1 common capital ratio” reported prior to January 1, 2015, represented tier 1 common equity divided by total risk-weighted assets as defined under the Basel I general risk-based capital rule.
[2] “Tier 1 capital ratio” is tier 1 capital, which includes CET1 capital plus non-cumulative perpetual preferred equity that qualifies as additional tier 1 capital, divided by total risk-weighted assets as defined under Basel III Standardized approach. The “tier 1 capital ratio” reported prior to January 1, 2015, represented tier 1 capital divided by total risk-weighted assets as defined under the Basel I general risk-based capital rule.
[3] “Total capital ratio” is total capital divided by total risk-weighted assets as defined under Basel III Standardized approach. The “Total capital ratio” reported prior to January 1, 2015, represented total capital divided by total risk-weighted assets as defined under the Basel I general risk-based capital rule.
[4] “Tier 1 leverage ratio” is tier 1 capital divided by quarterly average total assets as defined under Basel III Standardized approach. The “tier 1 leverage ratio” reported prior to January 1, 2015, represented tier 1 capital divided by quarterly average total assets as defined under the Basel I general risk-based capital rule.