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INCOME TAXES - Narrative (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Dec. 31, 2014
Income Tax Disclosure [Abstract]          
Income tax expense $ 115 $ 85 $ 313 $ 317  
Effective income tax rate 34.10% 30.80% 33.50% 32.20%  
Federal income tax rate     35.00% 35.00%  
Net deferred tax liability $ 637   $ 637   $ 493