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ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Troubled Debt Restructuring (Details)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2015
USD ($)
contract
Sep. 30, 2014
USD ($)
contract
Sep. 30, 2015
USD ($)
contract
Sep. 30, 2014
USD ($)
contract
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification $ 1 $ (1) $ 3 $ (11)
Charge-offs Resulting from Modification 2 4 6 11
Commercial Banking        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 (1) (8)
Charge-offs Resulting from Modification 1 0 1 0
Commercial        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 (1) (8)
Charge-offs Resulting from Modification 1 0 1 0
Commercial real estate        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification 0 0 0 0
Retail        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 1 (1) 4 (3)
Charge-offs Resulting from Modification 1 4 5 11
Residential mortgages        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 (1) (1) (3)
Charge-offs Resulting from Modification 0 1 0 1
Home equity loans        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 (1)
Charge-offs Resulting from Modification 0 0 0 2
Home equity lines of credit        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification 0 1 2 4
Home equity loans serviced by others        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification [1] 0 (1) 0 (1)
Charge-offs Resulting from Modification [1] 0 0 1 0
Home equity lines of credit serviced by others        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification [1] 0 0 0 0
Charge-offs Resulting from Modification [1] 0 0 0 0
Automobile        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification 1 1 2 3
Student        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 1 1 4 2
Charge-offs Resulting from Modification 0 0 0 0
Credit cards        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 1 0
Charge-offs Resulting from Modification 0 0 0 0
Other retail        
Financing Receivable, Modifications [Line Items]        
Net Change to ALLL Resulting from Modification 0 0 0 0
Charge-offs Resulting from Modification $ 0 $ 1 $ 0 $ 1
Interest Rate Reduction        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 643 591 2,052 2,008
Pre-Modification Outstanding Recorded Investment [2] $ 9 $ 9 $ 32 $ 38
Post-Modification Outstanding Recorded Investment [2] $ 10 $ 10 $ 33 $ 39
Interest Rate Reduction | Commercial Banking        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 4 6 19 23
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 3 $ 7
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 3 $ 7
Interest Rate Reduction | Commercial        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 4 5 18 20
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 3 $ 7
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 3 $ 7
Interest Rate Reduction | Commercial real estate        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 1 1 3
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Interest Rate Reduction | Retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 639 585 2,033 1,985
Pre-Modification Outstanding Recorded Investment [2] $ 9 $ 9 $ 29 $ 31
Post-Modification Outstanding Recorded Investment [2] $ 10 $ 10 $ 30 $ 32
Interest Rate Reduction | Residential mortgages        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 24 28 77 94
Pre-Modification Outstanding Recorded Investment [2] $ 4 $ 4 $ 13 $ 14
Post-Modification Outstanding Recorded Investment [2] $ 4 $ 4 $ 13 $ 14
Interest Rate Reduction | Home equity loans        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 30 24 77 92
Pre-Modification Outstanding Recorded Investment [2] $ 2 $ 2 $ 4 $ 6
Post-Modification Outstanding Recorded Investment [2] $ 2 $ 3 $ 4 $ 7
Interest Rate Reduction | Home equity lines of credit        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 1 5 1 7
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Interest Rate Reduction | Home equity loans serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[2] 2 8 24 26
Pre-Modification Outstanding Recorded Investment [1],[2] $ 0 $ 0 $ 1 $ 1
Post-Modification Outstanding Recorded Investment [1],[2] $ 0 $ 0 $ 1 $ 1
Interest Rate Reduction | Home equity lines of credit serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[2] 0 0 0 3
Pre-Modification Outstanding Recorded Investment [1],[2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [1],[2] $ 0 $ 0 $ 0 $ 0
Interest Rate Reduction | Automobile        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 33 7 71 62
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 1 $ 1
Post-Modification Outstanding Recorded Investment [2] $ 1 $ 0 $ 2 $ 1
Interest Rate Reduction | Student        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Interest Rate Reduction | Credit cards        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 547 513 1,781 1,698
Pre-Modification Outstanding Recorded Investment [2] $ 3 $ 3 $ 10 $ 9
Post-Modification Outstanding Recorded Investment [2] $ 3 $ 3 $ 10 $ 9
Interest Rate Reduction | Other retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [2] 2 0 2 3
Pre-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [2] $ 0 $ 0 $ 0 $ 0
Maturity Extension        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 135 104 309 408
Pre-Modification Outstanding Recorded Investment [3] $ 22 $ 9 $ 54 $ 29
Post-Modification Outstanding Recorded Investment [3] $ 22 $ 9 $ 54 $ 27
Maturity Extension | Commercial Banking        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 50 13 114 43
Pre-Modification Outstanding Recorded Investment [3] $ 7 $ 3 $ 19 $ 5
Post-Modification Outstanding Recorded Investment [3] $ 7 $ 3 $ 19 $ 5
Maturity Extension | Commercial        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 50 10 114 38
Pre-Modification Outstanding Recorded Investment [3] $ 7 $ 2 $ 19 $ 4
Post-Modification Outstanding Recorded Investment [3] $ 7 $ 2 $ 19 $ 4
Maturity Extension | Commercial real estate        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0 3 0 5
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 1 $ 0 $ 1
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 1 $ 0 $ 1
Maturity Extension | Retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 85 91 195 365
Pre-Modification Outstanding Recorded Investment [3] $ 15 $ 6 $ 35 $ 24
Post-Modification Outstanding Recorded Investment [3] $ 15 $ 6 $ 35 $ 22
Maturity Extension | Residential mortgages        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 8 10 27 32
Pre-Modification Outstanding Recorded Investment [3] $ 1 $ 2 $ 5 $ 5
Post-Modification Outstanding Recorded Investment [3] $ 1 $ 1 $ 5 $ 4
Maturity Extension | Home equity loans        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 72 8 158 76
Pre-Modification Outstanding Recorded Investment [3] $ 14 $ 0 $ 30 $ 4
Post-Modification Outstanding Recorded Investment [3] $ 14 $ 2 $ 30 $ 5
Maturity Extension | Home equity lines of credit        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 2 69 5 245
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 4 $ 0 $ 15
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 3 $ 0 $ 13
Maturity Extension | Home equity loans serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[3] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [1],[3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [1],[3] $ 0 $ 0 $ 0 $ 0
Maturity Extension | Home equity lines of credit serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[3] 0 0 0 1
Pre-Modification Outstanding Recorded Investment [1],[3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [1],[3] $ 0 $ 0 $ 0 $ 0
Maturity Extension | Automobile        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 3 4 5 11
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Maturity Extension | Student        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Maturity Extension | Credit cards        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Maturity Extension | Other retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [3] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [3] $ 0 $ 0 $ 0 $ 0
Other        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 604 1,112 2,549 3,443
Pre-Modification Outstanding Recorded Investment [4] $ 56 $ 47 $ 129 $ 147
Post-Modification Outstanding Recorded Investment [4] $ 55 $ 43 $ 124 $ 137
Other | Commercial Banking        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 8 3 13 5
Pre-Modification Outstanding Recorded Investment [4] $ 28 $ 0 $ 34 $ 0
Post-Modification Outstanding Recorded Investment [4] $ 28 $ 0 $ 34 $ 0
Other | Commercial        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 8 3 12 5
Pre-Modification Outstanding Recorded Investment [4] $ 28 $ 0 $ 30 $ 0
Post-Modification Outstanding Recorded Investment [4] $ 28 $ 0 $ 30 $ 0
Other | Commercial real estate        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 0 0 1 0
Pre-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 4 $ 0
Post-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 4 $ 0
Other | Retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 596 1,109 2,536 3,438
Pre-Modification Outstanding Recorded Investment [4] $ 28 $ 47 $ 95 $ 147
Post-Modification Outstanding Recorded Investment [4] $ 27 $ 43 $ 90 $ 137
Other | Residential mortgages        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 78 102 184 341
Pre-Modification Outstanding Recorded Investment [4] $ 9 $ 12 $ 19 $ 40
Post-Modification Outstanding Recorded Investment [4] $ 9 $ 11 $ 19 $ 39
Other | Home equity loans        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 85 266 379 789
Pre-Modification Outstanding Recorded Investment [4] $ 8 $ 15 $ 25 $ 49
Post-Modification Outstanding Recorded Investment [4] $ 7 $ 15 $ 24 $ 47
Other | Home equity lines of credit        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 58 98 271 257
Pre-Modification Outstanding Recorded Investment [4] $ 4 $ 7 $ 18 $ 18
Post-Modification Outstanding Recorded Investment [4] $ 3 $ 6 $ 15 $ 15
Other | Home equity loans serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[4] 26 26 97 111
Pre-Modification Outstanding Recorded Investment [1],[4] $ 2 $ 1 $ 5 $ 4
Post-Modification Outstanding Recorded Investment [1],[4] $ 1 $ 1 $ 4 $ 4
Other | Home equity lines of credit serviced by others        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [1],[4] 12 9 34 33
Pre-Modification Outstanding Recorded Investment [1],[4] $ 1 $ 1 $ 2 $ 2
Post-Modification Outstanding Recorded Investment [1],[4] $ 1 $ 1 $ 2 $ 2
Other | Automobile        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 182 256 651 673
Pre-Modification Outstanding Recorded Investment [4] $ 2 $ 5 $ 10 $ 11
Post-Modification Outstanding Recorded Investment [4] $ 3 $ 3 $ 9 $ 7
Other | Student        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 151 346 901 1,199
Pre-Modification Outstanding Recorded Investment [4] $ 2 $ 6 $ 16 $ 22
Post-Modification Outstanding Recorded Investment [4] $ 3 $ 6 $ 17 $ 22
Other | Credit cards        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 0 0 0 0
Pre-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 0
Post-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 0
Other | Other retail        
Financing Receivable, Modifications [Line Items]        
Number of Contracts | contract [4] 4 6 19 35
Pre-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 1
Post-Modification Outstanding Recorded Investment [4] $ 0 $ 0 $ 0 $ 1
[1] The Company’s SBO portfolio consists of purchased home equity loans and lines that were originally serviced by others. The Company now services a portion of this portfolio internally.
[2] Includes modifications that consist of multiple concessions, one of which is an interest rate reduction.
[3] Includes modifications that consist of multiple concessions, one of which is a maturity extension (unless one of the other concessions was an interest rate reduction).
[4] Includes modifications other than interest rate reductions or maturity extensions, such as lowering scheduled payments for a specified period of time, principal forbearance, capitalizing arrearages, and principal forgiveness. Also included are the following: deferrals, trial modifications, certain bankruptcies, loans in forbearance and prepayment plans. Modifications can include the deferral of accrued interest resulting in post-modification balances being higher than pre-modification.