EARNINGS PER SHARE (Tables)

9 Months Ended

Sep. 30, 2015

Earnings Per Share [Abstract]

Schedule of earnings per share

	Three Months Ended September 30,				Nine Months Ended September 30,
(dollars in millions, except share and per-share data)	2015		2014		2015		2014
Numerator (basic and diluted):
Net income		$220		$189		$619		$668
Less: Preferred stock dividends	7		—		7		—
Net income available to common stockholders		$213		$189		$612		$668
Denominator:
Weighted-average common shares outstanding - basic	530,985,255		559,998,324		538,279,222		559,998,324
Dilutive common shares: share-based awards	2,412,903		245,423		2,647,139		82,707
Weighted-average common shares outstanding - diluted	533,398,158		560,243,747		540,926,361		560,081,031
Earnings per common share:
Basic		$0.40		$0.34		$1.14		$1.19
Diluted	0.40		0.34		1.13		1.19