OTHER OPERATING EXPENSE

9 Months Ended

Sep. 30, 2015

Other Income and Expenses [Abstract]

OTHER OPERATING EXPENSE

OTHER OPERATING EXPENSE

The following table presents the details of other operating expense:

	Three Months Ended September 30,				Nine Months Ended September 30,
(in millions)	2015		2014		2015		2014
Deposit insurance	$28			$23	$88			$69
Promotional expense	25		19		76		60
Settlements and operating losses	10		10		33		74
Postage and delivery	12		12		35		37
Other	58		58		173		199
Other operating expense		$133		$122		$405		$439