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INCOME TAXES - Narrative (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Dec. 31, 2014
Income Tax Disclosure [Abstract]          
Income tax expense $ 92 $ 163 $ 198 $ 232  
Effective income tax rate 32.70% 34.30% 33.20% 32.70%  
Federal income tax rate     35.00% 35.00%  
Net deferred tax liability $ 558   $ 558   $ 493