BUSINESS SEGMENTS (Tables)

6 Months Ended

Jun. 30, 2015

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended June 30, 2015
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$544		$286		$10			$840
Noninterest income	230		108		22			360
Total revenue	774		394		32			1,200
Noninterest expense	613		181		47			841
Profit (loss) before provision for credit losses	161		213		(15		)	359
Provision for credit losses	60		7		10			77
Income (loss) before income tax expense (benefit)	101		206		(25		)	282
Income tax expense (benefit)	35		71		(14		)	92
Net income (loss)		$66		$135		($11	)		$190
Total average assets		$52,489		$42,617		$40,415			$135,521

	As of and for the Three Months Ended June 30, 2014
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income		$546		$264			$23			$833
Noninterest income	236		107			297			640
Total revenue	782		371			320			1,473
Noninterest expense	655		157			136			948
Profit before provision for credit losses	127		214			184			525
Provision for credit losses	59		(2		)	(8		)	49
Income before income tax expense	68		216			192			476
Income tax expense	24		75			64			163
Net income	44		141			128			313
Total average assets		$48,556		$38,022			$40,570			$127,148

	As of and for the Six Months Ended June 30, 2015
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income		$1,077		$562			$37			$1,676
Noninterest income	449		208			50			707
Total revenue	1,526		770			87			2,383
Noninterest expense	1,209		354			88			1,651
Profit (loss) before provision for credit losses	317		416			(1		)	732
Provision for credit losses	123		(14		)	26			135
Income (loss) before income tax expense (benefit)	194		430			(27		)	597
Income tax expense (benefit)	67		148			(17		)	198
Net income (loss)		$127		$282			($10	)		$399
Total average assets		$52,048		$42,114			$40,267			$134,429

	As of and for the Six Months Ended June 30, 2014
(in millions)	Consumer Banking		Commercial Banking			Other		Consolidated
Net interest income		$1,083		$520			$38		$1,641
Noninterest income	455		214			329		998
Total revenue	1,538		734			367		2,639
Noninterest expense	1,293		310			155		1,758
Profit before provision for credit losses	245		424			212		881
Provision for credit losses	129		(7		)	48		170
Income before income tax expense	116		431			164		711
Income tax expense	40		149			43		232
Net income	76		282			121		479
Total average assets		$48,085		$37,491			$39,959		$125,535