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LOANS AND LEASES (Tables)
6 Months Ended
Jun. 30, 2015
Receivables [Abstract]  
Schedule of loans and leases
A summary of the loans and leases portfolio follows:
(in millions)
June 30, 2015
 
December 31, 2014
Commercial

$33,027

 

$31,431

Commercial real estate
8,157

 
7,809

Leases
3,884

 
3,986

Total commercial
45,068

 
43,226

Residential mortgages
12,253

 
11,832

Home equity loans
3,022

 
3,424

Home equity lines of credit
14,917

 
15,423

Home equity loans serviced by others (1)
1,126

 
1,228

Home equity lines of credit serviced by others (1)
494

 
550

Automobile
13,727

 
12,706

Student
3,355

 
2,256

Credit cards
1,613

 
1,693

Other retail
963

 
1,072

Total retail
51,470

 
50,184

Total loans and leases (2) (3)

$96,538

 

$93,410


(1) The Company’s SBO portfolio consists of purchased home equity loans and lines that were originally serviced by others. The Company now services a portion of this portfolio internally.
(2) Excluded from the table above are loans held for sale totaling $697 million as of June 30, 2015 and $281 million as of December 31, 2014.
(3) Mortgage loans serviced for others by the Company’s subsidiaries are not included above, and amounted to $17.8 billion and $17.9 billion at June 30, 2015 and December 31, 2014, respectively.