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EXIT COSTS AND RESTRUCTURING RESERVES (Tables)
3 Months Ended
Mar. 31, 2015
Restructuring and Related Activities [Abstract]  
Schedule of restructuring and related costs
The following table includes the activity in the exit costs and restructuring reserves:
(in millions)
Salaries & Employee Benefits
Occupancy & Equipment
Other

Total

Reserve balance as of January 1, 2014

$2


$24


$—


$26

Additions
43

24

57

124

Reversals
(1
)
(5
)
(4
)
(10
)
Utilization
(21
)
(25
)
(50
)
(96
)
Reserve balance as of December 31, 2014
23

18

3

44

Additions

2

1

3

Reversals
(2
)


(2
)
Utilization
(3
)
(3
)
(4
)
(10
)
Reserve balance as of March 31, 2015

$18


$17


$—


$35