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LOANS AND LEASES (Tables)
3 Months Ended
Mar. 31, 2015
Receivables [Abstract]  
Schedule of loans and leases
A summary of the loans and leases portfolio follows:
(in millions)
March 31, 2015
 
December 31, 2014
Commercial

$32,249

 

$31,431

Commercial real estate
7,863

 
7,809

Leases
3,870

 
3,986

Total commercial
43,982

 
43,226

Residential mortgages
11,808

 
11,832

Home equity loans
3,212

 
3,424

Home equity lines of credit
15,127

 
15,423

Home equity loans serviced by others (1)
1,192

 
1,228

Home equity lines of credit serviced by others (1)
544

 
550

Automobile
13,179

 
12,706

Student
2,852

 
2,256

Credit cards
1,588

 
1,693

Other retail
1,010

 
1,072

Total retail
50,512

 
50,184

Total loans and leases (2) (3)

$94,494

 

$93,410


(1) The Company’s SBO portfolio consists of home equity loans and lines that were originally serviced by others. The Company now services a portion of this portfolio internally.
(2) Excluded from the table above are loans held for sale totaling $376 million as of March 31, 2015 and $281 million as of December 31, 2014.
(3) Mortgage loans serviced for others by the Company’s subsidiaries are not included above, and amounted to $18.0 billion and $17.9 billion at March 31, 2015 and December 31, 2014, respectively.