OTHER OPERATING EXPENSE (Tables)

12 Months Ended

Dec. 31, 2014

Other Income and Expenses [Abstract]

Schedule of other operating expense

The following table presents the details of other operating expense:

	Year Ended December 31,
(in millions)	2014		2013		2012
Deposit insurance		$95		$85		$98
Promotional expense	86		76		86
Settlements and operating losses	89		51		58
Postage and delivery	48		60		196
Other	255		256		271
Other operating expense		$573		$528		$709