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EXIT COSTS AND RESTRUCTURING RESERVES (Tables)
12 Months Ended
Dec. 31, 2014
Restructuring and Related Activities [Abstract]  
Schedule of restructuring and related costs
The following table includes the activity in the exit costs and restructuring reserves:
(in millions)
Salaries & Employee Benefits
Occupancy & Equipment
Other

Total

Reserve balance as of January 1, 2012

$9


$59


$—


$68

Additions
2

1

4

7

Reversals
(1
)
(11
)

(12
)
Utilization
(7
)
(22
)
(4
)
(33
)
Reserve balance as of December 31, 2012
3

27


30

Additions
6

22

3

31

Reversals
(1
)
(4
)

(5
)
Utilization
(6
)
(21
)
(3
)
(30
)
Reserve balance as of December 31, 2013
2

24


26

Additions
43

24

57

124

Reversals
(1
)
(5
)
(4
)
(10
)
Utilization
(21
)
(25
)
(50
)
(96
)
Reserve balance as of December 31, 2014

$23


$18


$3


$44