DEPOSITS

The major components of deposits are as follows:



	December 31,
(in millions)	2014		2013
Demand		$26,086		$24,931
Checking with interest	16,394		13,630
Regular savings	7,824		7,509
Money market accounts	33,345		31,245
Term deposits	12,058		9,588
Total deposits		$95,707		$86,903

Excluded from the table above are deposits totaling $5.3 billion, that were reclassified to deposits held for sale at December 31, 2013. For further discussion, see Note 17 “Divestitures and Branch Assets and Liabilities Held for Sale.”

The maturity distribution of term deposits as of December 31, 2014 is as follows:



Year	(in millions)
2015		$8,278
2016	2,796
2017	425
2018	427
2019	125
2020 and thereafter	7
Total		$12,058

Of these deposits, the amount of term deposits with a denomination of $100,000 or more was $6.4 billion at December 31, 2014. The remaining maturities of these deposits are as follows:



	(in millions)
Three months or less		$3,244
After three months through six months	454
After six months through twelve months	1,091
After twelve months	1,572
Total term deposits		$6,361