EXIT COSTS AND RESTRUCTURING RESERVES (Tables)

9 Months Ended

Sep. 30, 2014

Restructuring and Related Activities [Abstract]

Schedule of restructuring and related costs

The following table includes the activity in the exit costs and restructuring reserves:

(in millions)	Salaries & Employee Benefits	Occupancy & Equipment	Other	Total
Reserve balance as of December 31, 2012	$3	$27	$—	$30
Additions	6	22	3	31
Reversals	(1)	(4)	—	(5)
Utilization	(6)	(21)	(3)	(30)
Reserve balance as of December 31, 2013	2	24	—	26
Additions	43	17	48	108
Reversals	(1)	(3)	—	(4)
Utilization	(10)	(18)	(28)	(56)
Reserve balance as of September 30, 2014	$34	$20	$20	$74