BUSINESS SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2014

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended September 30, 2014
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$532		$270		$18			$820
Noninterest income	226		104		11			341
Total revenue	758		374		29			1,161
Noninterest expense	609		162		39			810
Profit (loss) before provision for credit losses	149		212		(10		)	351
Provision for credit losses	66		—		11			77
Income (loss) before income tax expense (benefit)	83		212		(21		)	274
Income tax expense (benefit)	29		73		(17		)	85
Net income (loss)		$54		$139		($4	)		$189
Total Average Assets		$49,012		$38,854		$40,825			$128,691

	As of and for the Three months ended September 30, 2013
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income (expense)		$543		$263		($36	)		$770
Noninterest income	246		93		44			383
Total revenue	789		356		8			1,153
Noninterest expense	622		156		10			788
Profit (loss) before provision for credit losses	167		200		(2		)	365
Provision for credit losses	87		3		55			145
Income (loss) before income tax expense (benefit)	80		197		(57		)	220
Income tax expense (benefit)	28		70		(22		)	76
Net income (loss)		$52		$127		($35	)		$144
Total Average Assets		$46,169		$35,019		$36,198			$117,386

	As of and for the Nine Months Ended September 30, 2014
(in millions)	Consumer Banking		Commercial Banking			Other		Consolidated
Net interest income		$1,615		$790			$56		$2,461
Noninterest income	681		318			340		1,339
Total revenue	2,296		1,108			396		3,800
Noninterest expense	1,902		472			194		2,568
Profit before provision for credit losses	394		636			202		1,232
Provision for credit losses	195		(7		)	59		247
Income before income tax expense	199		643			143		985
Income tax expense	69		222			26		317
Net income		$130		$421			$117		$668
Total Average Assets		$48,398		$37,951			$40,249		$126,598

	As of and for the Nine Months Ended September 30, 2013
(in millions)	Consumer Banking		Commercial Banking			Other			Consolidated
Net interest income (expense)		$1,633		$771			($125	)		$2,279
Noninterest income	790		284			179			1,253
Total revenue	2,423		1,055			54			3,532
Noninterest expense	1,884		471			4,506			6,861
Profit (loss) before provision for credit losses	539		584			(4,452		)	(3,329		)
Provision for credit losses	243		(21		)	125			347
Income (loss) before income tax expense (benefit)	296		605			(4,577		)	(3,676		)
Income tax expense (benefit)	104		214			(416		)	(98		)
Net income (loss)		$192		$391			($4,161	)		($3,578	)
Total Average Assets		$46,546		$34,938			$39,542			$121,026