REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2014

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following table presents capital and capital ratio information:



					FDIC Requirements
	Actual				Minimum Capital Adequacy				Classification as Well Capitalized
(dollars in millions)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of September 30, 2014
Total Capital to Risk-Weighted Assets		$16,612	16.1	%		$8,257	8.0	%		$10,321	10.0	%
Tier 1 Capital to Risk-Weighted Assets	13,330		12.9		4,128		4.0		6,192		6.0
Tier 1 Capital to Average Assets (Leverage)	13,330		10.9		4,901		4.0		6,126		5.0

As of December 31, 2013
Total Capital to Risk-Weighted Assets		$15,885	16.1	%		$7,891	8.0	%		$9,863	10.0	%
Tier 1 Capital to Risk-Weighted Assets	13,301		13.5		3,945		4.0		5,918		6.0
Tier 1 Capital to Average Assets (Leverage)	13,301		11.6		4,577		4.0		5,721		5.0

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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