OTHER OPERATING EXPENSE

9 Months Ended

Sep. 30, 2014

Other Income and Expenses [Abstract]

OTHER OPERATING EXPENSE

OTHER OPERATING EXPENSE

The following table presents the details of other operating expense:

	Three Months Ended September 30,				Nine Months Ended September 30,
(in millions)	2014		2013		2014		2013
Deposit insurance		$23		$18		$69		$67
Promotional expense	19		18		60		56
Settlements and operating losses	10		9		74		32
Postage and delivery	12		14		37		39
Other	58		64		199		190
Other operating expense		$122		$123		$439		$384