INVESTMENT SECURITIES (Details) (USD $) In Thousands, unless otherwise specified	Apr. 30, 2013	Jul. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, Cost/Amortized Cost Basis	$ 69,429	$ 71,392
Fair Value	73,638	75,821
Gross Unrealized Holding Gains	4,311	4,471
Gross Unrealized Holding Losses	(102)	(42)
Net Unrealized Holding Gains/(Losses)	4,209	4,429
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Equity Securities Amortized Cost Basis	176	212
Fair Value	177	206
Gross Unrealized Holding Gains	1	0
Gross Unrealized Holding Losses	0	(6)
Net Unrealized Holding Gains/(Losses)	1	(6)
Corporate Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, Cost/Amortized Cost Basis	31,032	30,548
Fair Value	32,920	32,378
Gross Unrealized Holding Gains	1,905	1,838
Gross Unrealized Holding Losses	(17)	(8)
Net Unrealized Holding Gains/(Losses)	1,888	1,830
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, Cost/Amortized Cost Basis	8,748	8,049
Fair Value	9,231	8,610
Gross Unrealized Holding Gains	488	562
Gross Unrealized Holding Losses	(5)	(1)
Net Unrealized Holding Gains/(Losses)	483	561
Federal Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, Cost/Amortized Cost Basis	22,698	25,454
Fair Value	24,181	27,231
Gross Unrealized Holding Gains	1,543	1,777
Gross Unrealized Holding Losses	(60)	0
Net Unrealized Holding Gains/(Losses)	1,483	1,777
Mortgage-backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, Cost/Amortized Cost Basis	5,775	6,129
Fair Value	6,129	6,392
Gross Unrealized Holding Gains	374	290
Gross Unrealized Holding Losses	(20)	(27)
Net Unrealized Holding Gains/(Losses)	354	263
Municipal government [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt Securities, Cost/Amortized Cost Basis	1,000	1,000
Fair Value	1,000	1,004
Gross Unrealized Holding Gains	0	4
Gross Unrealized Holding Losses	0	0
Net Unrealized Holding Gains/(Losses)	$ 0	$ 4

This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.

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This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.

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