X0202 4 2005-01-06 0 0000757641 BNL FINANCIAL CORP NONE 0001314833 ahart wayne eugene 8017 COBBLESTONE AUSTIN TX 78735 1 1 1 0 Chairman of the Board Common Stock - no par value 133290 D Common Stock, no par value 1200000 I By ownership in National Iowa Corp. Common Stock - no par value 649363 I By ownership in Arkansas National Corp Wayne E. Ahart 2005-01-14