CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)	6 Months Ended
Jun. 30, 2011	Jun. 30, 2010
Cash flows from operating activities:
Net income	$ 874,599	$ 946,732
Adjustments to reconcile net income to net cash provided by operating activities:
Realized (gain) loss on investments	(12,186)	16,342
Realized (gain) on debt retirement	(324)	(4,536)
Decrease (increase) in deferred tax asset	32,000	(4,000)
Depreciation	150,814	141,833
Amortization of deferred acquisition costs, and intangibles	8,577	8,180
Accretion of bond discount	9,292	12,446
Change in assets and liabilities:
(Increase) decrease in accrued investment income	(11,391)	13,599
Increase in premiums due and unpaid	(40,705)	(32,811)
Decrease in liability for future policy benefits	(111,629)	(91,607)
Increase in policy claims payable	57,799	148,345
Decrease in annuity deposits and deferred profits	(102,891)	(74,219)
Increase in premium deposit funds	410	271
Increase (decrease) in advanced and unallocated premium	(345,525)	226,782
Increase in commissions payable	5,168	10,479
Other, decrease	(103,537)	(86,069)
Net Cash Provided By Operating Activities	410,471	1,231,767
Cash flows from investing activities:
Proceeds from maturity or redemption - Held to Maturity Investments	3,271,129	4,288,011
Proceeds from sale of equity securities	76,573	63,014
Proceeds from sale of furniture and equipment		(210)
Purchase of furniture and equipment	(107,077)	(142,236)
Purchase of fixed maturity securities - Held to Maturity Investments	(4,222,136)	(2,337,192)
Purchase of equity securities	(130,664)
Other investments – Line of credit payments received		23,212
Net Cash Provided By (Used In) Investing Activities	(1,112,175)	1,894,599
Cash flows from financing activities:
Net change on supplementary contracts	8,783	(3,316)
Purchase of treasury stock	(22,536)	(64,894)
Dividends to shareholders		(1,513,257)
Bonds payable purchased	(32,083)	(27,871)
Exercised stock options	1,875	48,251
Net Cash Used In Financing Activities	(43,961)	(1,561,087)
Net Increase (Decrease) in Cash and Cash Equivalents	(745,665)	1,565,279
Cash And Cash Equivalents, Beginning Of Period	8,632,371	8,090,103
Cash And Cash Equivalents, End Of Period	$ 7,886,706	$ 9,655,382

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