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    <isConfidential>false</isConfidential>
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          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
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        <classId>C000022594</classId>
        <classId>C000022595</classId>
        <classId>C000022593</classId>
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      <regFileNumber>811-04146</regFileNumber>
      <regCik>0000756913</regCik>
      <regLei>Z5DUWKEPW78QKD87GA06</regLei>
      <regStreet1>200 Berkeley Street</regStreet1>
      <regCity>Boston</regCity>
      <regStateConditional regCountry="US" regState="US-MA"/>
      <regZipOrPostalCode>02116</regZipOrPostalCode>
      <regPhone>617-543-9634</regPhone>
      <seriesName>Managed Volatility Balanced Portfolio</seriesName>
      <seriesId>S000008279</seriesId>
      <seriesLei>54930078WY34ITNNPY55</seriesLei>
      <repPdEnd>2025-12-31</repPdEnd>
      <repPdDate>2025-09-30</repPdDate>
      <isFinalFiling>N</isFinalFiling>
    </genInfo>
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      <totLiabs>282081.990000000000</totLiabs>
      <netAssets>3955825795.590000000000</netAssets>
      <assetsAttrMiscSec>0.000000000000</assetsAttrMiscSec>
      <assetsInvested>0.000000000000</assetsInvested>
      <amtPayOneYrBanksBorr>0.000000000000</amtPayOneYrBanksBorr>
      <amtPayOneYrCtrldComp>0.000000000000</amtPayOneYrCtrldComp>
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      <amtPayAftOneYrBanksBorr>0.000000000000</amtPayAftOneYrBanksBorr>
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      <cshNotRptdInCorD>26587666.010000000000</cshNotRptdInCorD>
      <isNonCashCollateral>N</isNonCashCollateral>
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        <monthlyTotReturns>
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        </fundsDesignatedInfo>

      </varInfo>
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        <fairValLevel>1</fairValLevel>
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      </invstOrSec>
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        <payoffProfile>N/A</payoffProfile>
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        <fairValLevel>1</fairValLevel>
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            <payOffProf>Long</payOffProf>
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                <issuerName>EUR</issuerName>
                <issueTitle>EUR</issueTitle>
                <identifiers>
                  <other otherDesc="NOTIONAL CURRENCY" value="EUR"/>
                </identifiers>
              </otherRefInst>
            </descRefInstrmnt>
            <expDate>2025-12-15</expDate>
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      </invstOrSec>
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        <fairValLevel>1</fairValLevel>
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              <indexBasketInfo>
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        <name>John Hancock Variable Insurance Trust-Core Bond Trust</name>
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      </invstOrSec>
      <invstOrSec>
        <name>John Hancock Variable Insurance Trust-Blue Chip Growth Trust</name>
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        <fairValLevel>1</fairValLevel>
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      </invstOrSec>
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        <name>John Hancock Variable Insurance Trust-Mid Cap Growth Trust</name>
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        <fairValLevel>1</fairValLevel>
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        <name>JOHN HANCOCK VIT STRATEGIC EQU JHVIT STRAT EQTY ALLOC-NAV</name>
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        <fairValLevel>1</fairValLevel>
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        <fairValLevel>1</fairValLevel>
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        <name>JOHN HANCOCK FUNDS II - SMALL JOHN HANCOCK II-SM CO GRTH-N</name>
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        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>56835803.56</valUSD>
        <pctVal>1.4367620441</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTI-FACTOR MID JOHN HANCOCK MULTI FACT MID</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTI-FACTOR MID JOHN HANCOCK MULTI FACT MID</title>
        <cusip>47804J206</cusip>
        <identifiers>
          <isin value="US47804J2069"/>
          <ticker value="JHMM US"/>
        </identifiers>
        <balance>996586</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>64469148.34</valUSD>
        <pctVal>1.6297266784</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTIFACTOR EMERG JOHN HANCOCK MULTI EM MRK ET</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTIFACTOR EMERG JOHN HANCOCK MULTI EM MRK ET</title>
        <cusip>47804J834</cusip>
        <identifiers>
          <isin value="US47804J8348"/>
          <ticker value="JHEM US"/>
        </identifiers>
        <balance>1588191</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>50274186.11</valUSD>
        <pctVal>1.2708897891</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTIFACTOR SMALL JOHN HANCOCK MULTI SMALL CAP</name>
        <lei>54930045UKVS8UYQH325</lei>
        <title>JOHN HANCOCK MULTIFACTOR SMALL JOHN HANCOCK MULTI SMALL CAP</title>
        <cusip>47804J842</cusip>
        <identifiers>
          <isin value="US47804J8421"/>
          <ticker value="JHSC US"/>
        </identifiers>
        <balance>1362241</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>57009785.85</valUSD>
        <pctVal>1.4411601723</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTIFACTOR DEVEL JOHN HANCOCK MF DEV INTL ETF</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTIFACTOR DEVEL JOHN HANCOCK MF DEV INTL ETF</title>
        <cusip>47804J859</cusip>
        <identifiers>
          <isin value="US47804J8595"/>
          <ticker value="JHMD US"/>
        </identifiers>
        <balance>2202551</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>88057988.98</valUSD>
        <pctVal>2.2260330341</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>EURO STOXX 50 1225</name>
        <lei>N/A</lei>
        <title>EURO STOXX 50 1225</title>
        <cusip>ADI2RH515</cusip>
        <identifiers>
          <isin value="DE000C7GEHQ1"/>
          <ticker value="VGZ5"/>
        </identifiers>
        <balance>258</balance>
        <units>NC</units>
        <currencyConditional curCd="EUR" exchangeRt="0.851752"/>
        <valUSD>360942.093473218</valUSD>
        <pctVal>0.0091243172</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>DE</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>EUREX ZURICH</counterpartyName>
              <counterpartyLei>529900LN3S50JPU47S06</counterpartyLei>
            </counterparties>
            <payOffProf>Long</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>Euro STOXX 50 Index</indexName>
                <indexIdentifier>SX5E</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2025-12-19</expDate>
            <notionalAmt>14027046.850000000000</notionalAmt>
            <curCd>EUR</curCd>
            <unrealizedAppr>360942.093473218000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>MSCI EMGMKT 1225</name>
        <lei>N/A</lei>
        <title>MSCI EMGMKT 1225</title>
        <cusip>ADI2RH523</cusip>
        <identifiers>
          <isin value="BBG013V2S5N6"/>
          <ticker value="MESZ5"/>
        </identifiers>
        <balance>309</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>248509.23</valUSD>
        <pctVal>0.0062821075</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>ICE FUTURES U.S.</counterpartyName>
              <counterpartyLei>5493004R83R1LVX2IL36</counterpartyLei>
            </counterparties>
            <payOffProf>Long</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>MSCI Emerging Markets Index</indexName>
                <indexIdentifier>MXEF</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2025-12-19</expDate>
            <notionalAmt>20761945.770000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>248509.230000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>SandP500 EMINI FUT 1225</name>
        <lei>N/A</lei>
        <title>SandP500 EMINI FUT 1225</title>
        <cusip>ADI2RH606</cusip>
        <identifiers>
          <isin value="BBG011BQCNP5"/>
          <ticker value="ESZ5"/>
        </identifiers>
        <balance>357</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>1661517.84</valUSD>
        <pctVal>0.0420017950</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>SNZ2OJLFK8MNNCLQOF39</counterpartyLei>
            </counterparties>
            <payOffProf>Long</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>S and P 500 Index</indexName>
                <indexIdentifier>SPX</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2025-12-19</expDate>
            <notionalAmt>118625169.660000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>1661517.840000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>SandP MID 400 EMINI 1225</name>
        <lei>N/A</lei>
        <title>SandP MID 400 EMINI 1225</title>
        <cusip>ADI2S5Z17</cusip>
        <identifiers>
          <isin value="BBG01PSLMYH9"/>
          <ticker value="FAZ5"/>
        </identifiers>
        <balance>53</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>-118905.92</valUSD>
        <pctVal>-0.0030058432</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>SNZ2OJLFK8MNNCLQOF39</counterpartyLei>
            </counterparties>
            <payOffProf>Long</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>S and P Midcap 400 Index</indexName>
                <indexIdentifier>MID</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2025-12-19</expDate>
            <notionalAmt>17535765.920000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>-118905.920000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>E-MINI RUSS 2000 1225</name>
        <lei>N/A</lei>
        <title>E-MINI RUSS 2000 1225</title>
        <cusip>ADI2S5Z82</cusip>
        <identifiers>
          <isin value="BBG01PSLN395"/>
          <ticker value="RTYZ5"/>
        </identifiers>
        <balance>65</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>127607.54</valUSD>
        <pctVal>0.0032258129</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>SNZ2OJLFK8MNNCLQOF39</counterpartyLei>
            </counterparties>
            <payOffProf>Long</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>Russell 2000 Index</indexName>
                <indexIdentifier>RTY</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2025-12-19</expDate>
            <notionalAmt>7852767.460000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>127607.540000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JPN YEN CURR FUT 1225</name>
        <lei>N/A</lei>
        <title>JPN YEN CURR FUT 1225</title>
        <cusip>ADI2TZ612</cusip>
        <identifiers>
          <ticker value="JYZ5"/>
        </identifiers>
        <balance>94</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>22071.55</valUSD>
        <pctVal>0.0005579505</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DFE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>SNZ2OJLFK8MNNCLQOF39</counterpartyLei>
            </counterparties>
            <payOffProf>Long</payOffProf>
            <descRefInstrmnt>
              <otherRefInst>
                <issuerName>JPY</issuerName>
                <issueTitle>JPY</issueTitle>
                <identifiers>
                  <other otherDesc="NOTIONAL CURRENCY" value="JPY"/>
                </identifiers>
              </otherRefInst>
            </descRefInstrmnt>
            <expDate>2025-12-15</expDate>
            <notionalAmt>7984378.450000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>22071.550000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>NIKKEI 225  OSE 1225</name>
        <lei>N/A</lei>
        <title>NIKKEI 225  OSE 1225</title>
        <cusip>ADI2V3TJ6</cusip>
        <identifiers>
          <isin value="BBG00LFWP2P7"/>
          <ticker value="NKZ5"/>
        </identifiers>
        <balance>27</balance>
        <units>NC</units>
        <currencyConditional curCd="JPY" exchangeRt="147.885"/>
        <valUSD>408615.735199648</valUSD>
        <pctVal>0.0103294674</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>JP</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>OSAKA SECURITIES EXCHANGE</counterpartyName>
              <counterpartyLei>3538001249AILNPRUX57</counterpartyLei>
            </counterparties>
            <payOffProf>Long</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>Nikkei 225 Index</indexName>
                <indexIdentifier>NKY</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2025-12-11</expDate>
            <notionalAmt>1150521862.000000000000</notionalAmt>
            <curCd>JPY</curCd>
            <unrealizedAppr>408615.735199648000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
    </invstOrSecs>
    <explntrNotes>
      <explntrNote note="Returns are reported without deduction of sales loads and redemption fees, if applicable." noteItem="B.5.a"/>
    </explntrNotes>
    <signature>
      <ncom:dateSigned>2025-10-29</ncom:dateSigned>
      <ncom:nameOfApplicant>John Hancock Variable Insurance Trust</ncom:nameOfApplicant>
      <ncom:signature>/s/Salvatore Schiavone</ncom:signature>
      <ncom:signerName>Salvatore Schiavone</ncom:signerName>
      <ncom:title>Treasurer</ncom:title>
    </signature>
  </formData>
  <documents>XXXX</documents>
</edgarSubmission>
