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        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JPN YEN CURR FUT 0920</name>
        <lei>N/A</lei>
        <title>JPN YEN CURR FUT 0920</title>
        <cusip>ADI1K8RY8</cusip>
        <identifiers>
          <isin value="BBG009YQCQQ6"/>
          <ticker value="JYU0"/>
        </identifiers>
        <balance>58</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>-36622.71</valUSD>
        <pctVal>-0.0035572557</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DFE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <otherRefInst>
                <issuerName>JPY</issuerName>
                <issueTitle>JPY</issueTitle>
                <identifiers>
                  <other otherDesc="NOTIONAL CURRENCY" value="JPY"/>
                </identifiers>
              </otherRefInst>
            </descRefInstrmnt>
            <expDate>2020-09-14</expDate>
            <notionalAmt>-6684489.790000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>-36622.710000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Credit Suisse AG</name>
        <lei>ANGGYXNX0JLX3X63JN86</lei>
        <title>CREDIT SUISSE NY CERTIFICATE OF DEPOSIT IAM</title>
        <cusip>22549LF91</cusip>
        <identifiers>
          <isin value="US22549LF915"/>
          <ticker value="CS"/>
        </identifiers>
        <balance>1240000</balance>
        <units>PA</units>
        <curCd>USD</curCd>
        <valUSD>1240086.78</valUSD>
        <pctVal>0.1204527402</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>DBT</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>

        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>2</fairValLevel>
        <debtSec>
          <maturityDt>2020-09-01</maturityDt>
          <couponKind>None</couponKind>
          <annualizedRt>0</annualizedRt>
          <isDefault>N</isDefault>
          <areIntrstPmntsInArrs>N</areIntrstPmntsInArrs>
          <isPaidKind>N</isPaidKind>
        </debtSec>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>United States Treasury Bills</name>
        <lei>N/A</lei>
        <title>UNITED STATES TREASURY BILL 11/20 0.00000</title>
        <cusip>912796TP4</cusip>
        <identifiers>
          <isin value="US912796TP46"/>
          <ticker value="B"/>
        </identifiers>
        <balance>265000</balance>
        <units>PA</units>
        <curCd>USD</curCd>
        <valUSD>264855.1</valUSD>
        <pctVal>0.0257260404</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>DBT</assetCat>
        <issuerCat>UST</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>2</fairValLevel>
        <debtSec>
          <maturityDt>2020-11-05</maturityDt>
          <couponKind>None</couponKind>
          <annualizedRt>0.000000000000</annualizedRt>
          <isDefault>N</isDefault>
          <areIntrstPmntsInArrs>N</areIntrstPmntsInArrs>
          <isPaidKind>N</isPaidKind>
        </debtSec>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Federal Home Loan Bank Discount Notes</name>
        <lei>N/A</lei>
        <title>FEDERAL HOME LOAN BANK DISCOUN DISCOUNT NOT 07/20 0.00000</title>
        <cusip>313384ZD4</cusip>
        <identifiers>
          <isin value="US313384ZD41"/>
          <ticker value="FHLBDN"/>
        </identifiers>
        <balance>3676000</balance>
        <units>PA</units>
        <curCd>USD</curCd>
        <valUSD>3675901.96</valUSD>
        <pctVal>0.3570495798</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>DBT</assetCat>
        <issuerCat>USGSE</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>2</fairValLevel>
        <debtSec>
          <maturityDt>2020-07-09</maturityDt>
          <couponKind>None</couponKind>
          <annualizedRt>0.000000000000</annualizedRt>
          <isDefault>N</isDefault>
          <areIntrstPmntsInArrs>N</areIntrstPmntsInArrs>
          <isPaidKind>N</isPaidKind>
        </debtSec>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>FIDELITY 500 INDEX FUND FIDELITY 500 INDEX-INST PRM</name>
        <lei>N/A</lei>
        <title>FIDELITY 500 INDEX FUND FIDELITY 500 INDEX-INST PRM</title>
        <cusip>315911750</cusip>
        <identifiers>
          <isin value="US3159117502"/>
          <ticker value="FXAIX"/>
        </identifiers>
        <balance>37137.21</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>4008961.71</valUSD>
        <pctVal>0.3894005089</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT CORE BOND TRUST NAV CLASS</name>
        <lei>5493000JHYET8HXSSN85</lei>
        <title>JHVIT CORE BOND TRUST NAV CLASS</title>
        <cusip>41014A519</cusip>
        <identifiers>
          <isin value="US41014A5193"/>
          <ticker value="JVCNX"/>
        </identifiers>
        <balance>5032686.77</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>71514478.96</valUSD>
        <pctVal>6.9463807622</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT EQUITY INCOME TRUST EWUITY INCOME TR NAV SHS</name>
        <lei>N/A</lei>
        <title>JHVIT EQUITY INCOME TRUST EWUITY INCOME TR NAV SHS</title>
        <cusip>41015F467</cusip>
        <identifiers>
          <isin value="US41015F4679"/>
          <ticker value="41015F467"/>
        </identifiers>
        <balance>1589406.81</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>19645068.16</valUSD>
        <pctVal>1.9081747574</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT BLUE CHIP GROWTH TRUST BLUE CHIP GROWTH TR NAV SHS</name>
        <lei>N/A</lei>
        <title>JHVIT BLUE CHIP GROWTH TRUST BLUE CHIP GROWTH TR NAV SHS</title>
        <cusip>41015F657</cusip>
        <identifiers>
          <isin value="US41015F6575"/>
          <ticker value="41015F657"/>
        </identifiers>
        <balance>536508.85</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>20516098.27</valUSD>
        <pctVal>1.9927800973</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT STRATEGIC EQUITY ALLO MUTUAL FUND</name>
        <lei>N/A</lei>
        <title>JHVIT STRATEGIC EQUITY ALLO MUTUAL FUND</title>
        <cusip>41015G168</cusip>
        <identifiers>
          <isin value="US41015G1682"/>
          <ticker value="41015G168"/>
        </identifiers>
        <balance>4652432.67</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>87930977.37</valUSD>
        <pctVal>8.5409564397</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT BOND TRUST JHVIT BOND TRUST-NAV</name>
        <lei>549300VA17RPTF33B015</lei>
        <title>JHVIT BOND TRUST JHVIT BOND TRUST-NAV</title>
        <cusip>41015G259</cusip>
        <identifiers>
          <isin value="US41015G2599"/>
          <ticker value="JBNNX"/>
        </identifiers>
        <balance>35994895.1</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>525885417.44</valUSD>
        <pctVal>51.0805699763</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>HANCOCK JOHN SOVEREIGN BD FD MUTUAL FUND</name>
        <lei>N/A</lei>
        <title>HANCOCK JOHN SOVEREIGN BD FD MUTUAL FUND</title>
        <cusip>410223804</cusip>
        <identifiers>
          <isin value="US4102238049"/>
          <ticker value="410223804"/>
        </identifiers>
        <balance>12390224.46</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>205677726.04</valUSD>
        <pctVal>19.9779935498</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK FUNDAMENTAL LARGE JH FNDMNTL LRG CAP CORE-NAV</name>
        <lei>5493004HR263O5OQBP41</lei>
        <title>JOHN HANCOCK FUNDAMENTAL LARGE JH FNDMNTL LRG CAP CORE-NAV</title>
        <cusip>47803N554</cusip>
        <identifiers>
          <isin value="US47803N5547"/>
          <ticker value="JLCNX"/>
        </identifiers>
        <balance>391037.47</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>19970283.49</valUSD>
        <pctVal>1.9397637383</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHF Emerging Markets Equity Fu MUTUAL FUND</name>
        <lei>N/A</lei>
        <title>JHF Emerging Markets Equity Fu MUTUAL FUND</title>
        <cusip>47803P179</cusip>
        <identifiers>
          <isin value="US47803P1791"/>
          <ticker value="47803P179"/>
        </identifiers>
        <balance>859177.23</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>9828987.49</valUSD>
        <pctVal>0.9547142146</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>John Hancock Multi-Factor Large Cap ETF</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTI-FACTOR LARG JOHN HANCOCK MULTI FACT LRG</title>
        <cusip>47804J107</cusip>
        <identifiers>
          <isin value="US47804J1079"/>
          <ticker value="JHML "/>
        </identifiers>
        <balance>264096</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>10130722.56</valUSD>
        <pctVal>0.9840224990</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTI-FACTOR MID JOHN HANCOCK MULTI FACT MID</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTI-FACTOR MID JOHN HANCOCK MULTI FACT MID</title>
        <cusip>47804J206</cusip>
        <identifiers>
          <isin value="US47804J2069"/>
          <ticker value="JHMM "/>
        </identifiers>
        <balance>351043</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>12328630.16</valUSD>
        <pctVal>1.1975107784</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTIFACTOR EMERG JOHN HANCOCK MULTI EM MRK ET</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTIFACTOR EMERG JOHN HANCOCK MULTI EM MRK ET</title>
        <cusip>47804J834</cusip>
        <identifiers>
          <isin value="US47804J8348"/>
          <ticker value="JHEM "/>
        </identifiers>
        <balance>175675</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>3991336</valUSD>
        <pctVal>0.3876884794</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTIFACTOR SMALL JOHN HANCOCK MULTI SMALL CAP</name>
        <lei>54930045UKVS8UYQH325</lei>
        <title>JOHN HANCOCK MULTIFACTOR SMALL JOHN HANCOCK MULTI SMALL CAP</title>
        <cusip>47804J842</cusip>
        <identifiers>
          <isin value="US47804J8421"/>
          <ticker value="JHSC "/>
        </identifiers>
        <balance>320065</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>7534330.1</valUSD>
        <pctVal>0.7318283853</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTIFACTOR DEVEL JOHN HANCOCK MF DEV INTL ETF</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTIFACTOR DEVEL JOHN HANCOCK MF DEV INTL ETF</title>
        <cusip>47804J859</cusip>
        <identifiers>
          <isin value="US47804J8595"/>
          <ticker value="JHMD "/>
        </identifiers>
        <balance>17116</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>444160.2</valUSD>
        <pctVal>0.0431423946</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
    </invstOrSecs>
    <explntrNotes>
      <explntrNote note="Returns are reported without deduction of sales loads and redemption fees, if applicable." noteItem="B.5.a"/>
    </explntrNotes>
    <signature>
      <ncom:dateSigned>2020-07-30</ncom:dateSigned>
      <ncom:nameOfApplicant>John Hancock Variable Insurance Trust</ncom:nameOfApplicant>
      <ncom:signature>/s/Salvatore Schiavone</ncom:signature>
      <ncom:signerName>Salvatore Schiavone</ncom:signerName>
      <ncom:title>Treasurer</ncom:title>
    </signature>
  </formData>
</edgarSubmission>
